PROVIDENT FUNDING ASSOCIATES, L.P. closing costs and rates (2024)
In 2024, PROVIDENT FUNDING ASSOCIATES, L.P. originated 10,578 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $5,430. That ranks #42 nationally by origination volume. For total closing costs among lenders with 500+ originations, PROVIDENT FUNDING ASSOCIATES, L.P. ranks #241. That is $1,311 below the national median of $6,741. PROVIDENT FUNDING ASSOCIATES, L.P. is most active in Texas with 2,440 originations there.
Purchase Originations
10,578
Ranked #42 nationally
Median Total Costs
$5,430
−19.4% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,238
Median Lender Credits
$784
Cost Rank (500+ vol.)
#241
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 10,578 | 6.500% | $5,430 | $1,238 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 2,440 | 6.375% | $6,244 | #22 |
| Florida | 901 | 6.500% | $6,290 | #55 |
| Pennsylvania | 768 | 6.500% | $5,542 | #29 |
| California | 680 | 6.500% | $5,880 | #55 |
| Georgia | 664 | 6.500% | $4,899 | #42 |
| North Carolina | 443 | 6.500% | $3,876 | #55 |
| New Jersey | 439 | 6.500% | $6,582 | #35 |
| Utah | 432 | 6.500% | $4,696 | #15 |
| Arizona | 413 | 6.500% | $5,929 | #45 |
| Washington | 369 | 6.500% | $5,328 | #37 |
| Colorado | 351 | 6.500% | $3,640 | #47 |
| Oregon | 318 | 6.500% | $5,459 | #28 |
| Maryland | 299 | 6.500% | $4,799 | #52 |
| Illinois | 272 | 6.500% | $5,864 | #77 |
| Virginia | 261 | 6.375% | $4,420 | #72 |
| Kentucky | 249 | 6.500% | $4,249 | #46 |
| Michigan | 171 | 6.625% | $3,581 | #84 |
| Ohio | 129 | 6.375% | $4,112 | #121 |
| South Carolina | 126 | 6.500% | $4,496 | #100 |
| Tennessee | 126 | 6.500% | $4,815 | #104 |
| Indiana | 124 | 6.500% | $2,973 | #112 |
| Missouri | 110 | 6.625% | $3,572 | #89 |
| Minnesota | 108 | 6.500% | $3,905 | #84 |
| Wisconsin | 99 | 6.750% | $2,708 | #98 |
| Connecticut | 98 | 6.500% | $5,778 | #53 |
| Kansas | 63 | 6.500% | $3,225 | #91 |
| Oklahoma | 55 | 6.375% | $4,330 | #97 |
| Idaho | 38 | 6.375% | $5,414 | — |
| Nevada | 19 | 6.500% | $5,373 | — |
| Massachusetts | 13 | 6.500% | $4,929 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,808 | 6.500% | — | 136 | −$1,622 | |
| 2 | $4,664 | 6.500% | — | 133 | −$766 | |
| 3 | $4,839 | 6.500% | — | 139 | −$591 | |
| 4 | $5,058 | 6.500% | — | 105 | −$372 | |
| 5 | $5,074 | 6.500% | — | 106 | −$356 | |
| 6 | $5,125 | 6.500% | — | 180 | −$305 | |
| 7 | $5,151 | 6.500% | — | 131 | −$279 | |
| 8 | $5,243 | 6.500% | — | 119 | −$187 | |
| 9 | $5,651 | 6.375% | — | 230 | +$221 | |
| 10 | $5,843 | 6.500% | — | 238 | +$413 | |
| 11 | $5,972 | 6.500% | — | 107 | +$542 | |
| 12 | $6,115 | 6.625% | — | 107 | +$685 | |
| 13 | $6,199 | 6.375% | — | 106 | +$769 | |
| 14 | $6,277 | 6.375% | — | 203 | +$847 | |
| 15 | $6,280 | 6.500% | — | 325 | +$850 | |
| 16 | $6,315 | 6.375% | — | 403 | +$885 | |
| 17 | $6,369 | 6.375% | — | 281 | +$939 | |
| 18 | $6,502 | 6.375% | — | 456 | +$1,072 | |
| 19 | $6,707 | 6.375% | — | 106 | +$1,277 | |
| 20 | $7,089 | 6.500% | — | 118 | +$1,659 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.