Lowest closing cost mortgage lenders in La Crosse County County, Wisconsin
In La Crosse County, Wisconsin, homebuyers paid a median of $3,107 in closing costs in 2024 — below the Wisconsin median of $3,374. The county saw 897 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, CO-OP Credit Union offered the lowest median costs at $2,211, which is $761 less than the county median.
Homebuyers in La Crosse County County who chose CO-OP Credit Union paid $896 less in closing costs than the county median.
County Median Costs
$3,107
−7.9% vs Wisconsin ($3,374)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$750
Purchase Originations
897
vs Wisconsin Median
7.9% below
$-267
vs National Median
53.9% below
$-3,634
Lender rankings in La Crosse County County
15 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,211 | 6.600% | $595 | 10 | −$761 | |
| 2 | $2,432 | 6.500% | $850 | 33 | −$540 | |
| 3 | $2,673 | 6.950% | $575 | 289 | −$299 | |
| 4 | $2,713 | 8.000% | $750 | 10 | −$259 | |
| 5 | $2,904 | 6.625% | $750 | 60 | −$68 | |
| 6 | $2,988 | 6.650% | $725 | 36 | +$16 | |
| 7 | $2,994 | 6.312% | $365 | 14 | +$22 | |
| 8 | $3,318 | 6.625% | $1,664 | 13 | +$346 | |
| 9 | $3,710 | 6.625% | $2,050 | 21 | +$738 | |
| 10 | $3,718 | 6.812% | $2,113 | 14 | +$746 | |
| 11 | $3,942 | 6.625% | $1,690 | 20 | +$970 | |
| 12 | $3,945 | 6.933% | $1,627 | 12 | +$973 | |
| 13 | $4,631 | 6.990% | $2,110 | 17 | +$1,659 | |
| 14 | $4,867 | 6.990% | $2,829 | 21 | +$1,895 |
Includes lenders with 10+ purchase originations in La Crosse County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Wisconsin → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.