Homebuyers in La Crosse County County who chose ALTRA Federal Credit Union paid $828 less in closing costs than the county median.
County Median Costs
$3,396
−1.2% vs Wisconsin ($3,436)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,099
Purchase Originations
724
Denial Rate
6.2%
vs Wisconsin avg (6.7%)
vs Wisconsin Median
1.2% below
$-40
vs National Median
49.2% below
$-3,284
16 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,568 | 6.625% | $580 | 113 | −$647 | |
| 2 | $2,692 | 6.375% | $900 | 32 | −$523 | |
| 3 | $2,739 | 6.650% | $925 | 31 | −$476 | |
| 4 | $2,944 | 6.500% | $624 | 52 | −$271 | |
| 5 | $2,994 | 6.562% | $1,094 | 20 | −$221 | |
| 6 | $3,109 | 6.000% | $624 | 23 | −$106 | |
| 7 | $3,255 | 6.500% | $1,083 | 14 | +$40 | |
| 8 | $3,259 | 6.375% | $365 | 11 | +$44 | |
| 9 | $3,535 | 6.625% | $1,690 | 49 | +$320 | |
| 10 | $3,591 | 6.750% | $1,200 | 18 | +$376 | |
| 11 | $4,284 | 6.875% | $1,999 | 24 | +$1,069 | |
| 12 | $4,507 | 6.875% | $2,120 | 13 | +$1,292 | |
| 13 | $4,620 | 6.625% | $1,932 | 11 | +$1,405 | |
| 14 | $5,005 | 6.625% | $2,884 | 21 | +$1,790 | |
| 15 | $5,499 | 6.750% | $3,354 | 12 | +$2,284 |
Includes lenders with 10+ purchase originations in La Crosse County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Wisconsin → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.