CONSUMER REAL ESTATE FINANCE CO. closing costs and rates (2024)
In 2024, CONSUMER REAL ESTATE FINANCE CO. originated 834 purchase mortgages at a median interest rate of 7.12% and median total closing costs of $8,003. That ranks #428 nationally by origination volume. For total closing costs among lenders with 500+ originations, CONSUMER REAL ESTATE FINANCE CO. ranks #440. That is $1,262 above the national median of $6,741. CONSUMER REAL ESTATE FINANCE CO. is most active in Illinois with 80 originations there.
Purchase Originations
834
Ranked #428 nationally
Median Total Costs
$8,003
+18.7% vs national ($6,741)
Median Rate
7.125%
+7.6% vs national (6.620%)
Median Origination
$3,629
Median Lender Credits
$200
Cost Rank (500+ vol.)
#440
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 381 | 7.125% | $9,786 | $4,104 |
| conventional | 235 | 6.990% | $4,991 | $1,852 |
| usda | 209 | 7.125% | $7,507 | $3,804 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Illinois | 80 | 6.933% | $6,876 | #159 |
| Pennsylvania | 66 | 7.000% | $8,709 | #185 |
| Ohio | 61 | 7.000% | $7,546 | #171 |
| Florida | 52 | 6.875% | $11,035 | #322 |
| Wisconsin | 51 | 6.750% | $4,227 | #134 |
| Indiana | 50 | 7.125% | $7,118 | #171 |
| Texas | 50 | 7.125% | $9,072 | #354 |
| Michigan | 43 | 7.250% | $7,320 | — |
| Alabama | 32 | 7.062% | $8,840 | — |
| Georgia | 31 | 7.250% | $9,056 | — |
| West Virginia | 31 | 7.125% | $7,755 | — |
| Tennessee | 28 | 7.125% | $9,630 | — |
| Kentucky | 27 | 7.250% | $8,155 | — |
| Minnesota | 26 | 6.995% | $6,822 | — |
| Missouri | 24 | 7.125% | $7,214 | — |
| Mississippi | 23 | 7.250% | $7,649 | — |
| South Carolina | 22 | 7.188% | $9,018 | — |
| Arkansas | 21 | 6.875% | $6,844 | — |
| North Carolina | 20 | 7.250% | $9,804 | — |
| Virginia | 18 | 7.125% | $8,430 | — |
| Louisiana | 16 | 7.250% | $8,445 | — |
| Massachusetts | 14 | 6.938% | $12,564 | — |
| Maryland | 13 | 7.000% | $7,938 | — |
| Iowa | 8 | 6.808% | $8,155 | — |
| Maine | 7 | 7.125% | $9,540 | — |
| New Jersey | 6 | 6.750% | $15,334 | — |
| Oklahoma | 6 | 7.062% | $8,225 | — |
| Kansas | 4 | 6.870% | $7,609 | — |
| Colorado | 2 | 6.938% | $3,897 | — |
| Connecticut | 1 | 6.990% | $14,716 | — |
| New Hampshire | 1 | 7.000% | $9,294 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,992 | 6.625% | — | 22 | −$4,011 | |
| 2 | $6,588 | 6.625% | — | 7 | −$1,415 | |
| 3 | $6,605 | 7.125% | — | 4 | −$1,398 | |
| 4 | $6,608 | 7.625% | — | 5 | −$1,395 | |
| 5 | $6,964 | 7.000% | — | 5 | −$1,039 | |
| 6 | $7,170 | 6.812% | — | 4 | −$833 | |
| 7 | $7,521 | 7.250% | — | 5 | −$482 | |
| 8 | $7,628 | 7.125% | — | 5 | −$375 | |
| 9 | $7,634 | 7.062% | — | 6 | −$369 | |
| 10 | $7,902 | 6.625% | — | 4 | −$101 | |
| 11 | $8,438 | 6.625% | — | 5 | +$435 | |
| 12 | $8,562 | 7.250% | — | 7 | +$559 | |
| 13 | $9,000 | 7.125% | — | 4 | +$997 | |
| 14 | $9,567 | 6.808% | — | 4 | +$1,564 | |
| 15 | $9,828 | 6.750% | — | 4 | +$1,825 | |
| 16 | $10,372 | 6.875% | — | 4 | +$2,369 | |
| 17 | $11,143 | 6.750% | — | 23 | +$3,140 | |
| 18 | $13,530 | 6.875% | — | 4 | +$5,527 | |
| 19 | $14,085 | 6.500% | — | 6 | +$6,082 | |
| 20 | $17,791 | 7.250% | — | 4 | +$9,788 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.