Lowest closing cost mortgage lenders in Sauk County County, Wisconsin
In Sauk County, Wisconsin, homebuyers paid a median of $3,539 in closing costs in 2024 — above the Wisconsin median of $3,374. The county saw 491 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, University Of Wisconsin Credit Union offered the lowest median costs at $2,904, which is $474 less than the county median.
Homebuyers in Sauk County County who chose University Of Wisconsin Credit Union paid $635 less in closing costs than the county median.
County Median Costs
$3,539
+4.9% vs Wisconsin ($3,374)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,213
Purchase Originations
491
vs Wisconsin Median
4.9% above
$165
vs National Median
47.5% below
$-3,202
Lender rankings in Sauk County County
13 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,904 | 6.500% | $365 | 37 | −$474 | |
| 2 | $2,909 | 6.500% | $425 | 68 | −$469 | |
| 3 | $2,938 | 6.438% | $952 | 28 | −$440 | |
| 4 | $3,124 | 6.500% | $700 | 13 | −$254 | |
| 5 | $3,128 | 6.990% | $1,390 | 13 | −$250 | |
| 6 | $3,528 | 6.875% | $1,050 | 45 | +$150 | |
| 7 | $3,539 | 6.750% | $2,027 | 17 | +$161 | |
| 8 | $4,134 | 6.375% | $1,259 | 13 | +$756 | |
| 9 | $4,572 | 7.650% | $2,495 | 15 | +$1,194 | |
| 10 | $4,911 | 6.625% | $3,291 | 10 | +$1,533 | |
| 11 | $5,784 | 6.625% | $3,424 | 28 | +$2,406 | |
| 12 | $6,462 | 6.990% | $4,323 | 13 | +$3,084 |
Includes lenders with 10+ purchase originations in Sauk County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Wisconsin → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.