Lake Ridge Bank closing costs and rates (2024)
In 2024, Lake Ridge Bank originated 201 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $3,285. That is $3,456 below the national median of $6,741. Lake Ridge Bank is most active in Wisconsin with 201 originations there.
Purchase Originations
201
Median Total Costs
$3,285
−51.3% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$700
Median Lender Credits
$412
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 201 | 6.625% | $3,285 | $700 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Wisconsin | 201 | 6.625% | $3,285 | #58 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,183 | 6.500% | — | 1 | −$2,102 | |
| 2 | $1,668 | 6.250% | — | 1 | −$1,617 | |
| 3 | $1,718 | 6.625% | — | 1 | −$1,567 | |
| 4 | $1,966 | 7.000% | — | 1 | −$1,319 | |
| 5 | $2,688 | 6.500% | — | 1 | −$597 | |
| 6 | $2,716 | 6.875% | — | 1 | −$569 | |
| 7 | $2,812 | 6.375% | — | 3 | −$473 | |
| 8 | $2,844 | 6.500% | — | 1 | −$441 | |
| 9 | $2,863 | 6.375% | — | 1 | −$422 | |
| 10 | $2,886 | 6.500% | — | 5 | −$399 | |
| 11 | $2,891 | 6.625% | — | 13 | −$394 | |
| 12 | $3,044 | 6.375% | — | 5 | −$241 | |
| 13 | $3,051 | 6.500% | — | 3 | −$234 | |
| 14 | $3,124 | 6.500% | — | 13 | −$161 | |
| 15 | $3,260 | 5.750% | — | 1 | −$25 | |
| 16 | $3,301 | 6.688% | — | 4 | +$16 | |
| 17 | $3,347 | 6.375% | — | 1 | +$62 | |
| 18 | $3,434 | 6.625% | — | 137 | +$149 | |
| 19 | $3,791 | 5.750% | — | 3 | +$506 | |
| 20 | $4,061 | 7.000% | — | 1 | +$776 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.