Homebuyers in Dane County County who chose Johnson Bank paid $1,098 less in closing costs than the county median.
County Median Costs
$3,702
+7.7% vs Wisconsin ($3,436)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,144
Purchase Originations
5,042
Denial Rate
3.5%
vs Wisconsin avg (6.7%)
vs Wisconsin Median
7.7% above
$266
vs National Median
44.6% below
$-2,978
42 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,604 | 6.400% | $640 | 115 | −$1,015 | |
| 2 | $2,630 | 6.500% | $900 | 50 | −$989 | |
| 3 | $2,631 | 6.500% | $995 | 33 | −$988 | |
| 4 | $2,821 | 6.000% | $975 | 13 | −$798 | |
| 5 | $2,878 | 6.125% | $400 | 11 | −$742 | |
| 6 | $2,916 | 6.375% | $500 | 35 | −$703 | |
| 7 | $3,176 | 6.625% | $650 | 80 | −$444 | |
| 8 | $3,232 | 6.500% | $870 | 33 | −$387 | |
| 9 | $3,296 | 6.375% | $425 | 659 | −$323 | |
| 10 | $3,367 | 6.500% | $365 | 933 | −$252 | |
| 11 | $3,371 | 6.433% | $1,409 | 72 | −$248 | |
| 12 | $3,416 | 6.500% | $500 | 114 | −$203 | |
| 13 | $3,461 | 6.375% | $700 | 140 | −$158 | |
| 14 | $3,517 | 6.750% | $1,497 | 361 | −$102 | |
| 15 | $3,567 | 6.500% | $933 | 22 | −$52 | |
| 16 | $3,575 | 6.688% | $1,250 | 20 | −$44 | |
| 17 | $3,582 | 6.625% | $1,300 | 81 | −$37 | |
| 18 | $3,662 | 6.625% | $1,595 | 58 | +$43 | |
| 19 | $3,716 | 6.375% | $989 | 42 | +$97 | |
| 20 | $3,837 | 6.562% | $1,334 | 10 | +$218 | |
| 21 | $3,844 | 6.562% | $1,020 | 58 | +$225 | |
| 22 | $3,874 | 6.875% | $1,075 | 12 | +$255 | |
| 23 | $3,888 | 6.625% | $850 | 256 | +$269 | |
| 24 | $3,966 | 6.495% | $2,099 | 142 | +$347 | |
| 25 | $3,996 | 6.123% | $1,494 | 10 | +$377 |
Includes lenders with 10+ purchase originations in Dane County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Wisconsin → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.