SAGE HOME LOANS CORPORATION closing costs and rates (2024)
In 2024, SAGE HOME LOANS CORPORATION originated 835 purchase mortgages at a median interest rate of 6.37% and median total closing costs of $5,129. That ranks #427 nationally by origination volume. For total closing costs among lenders with 500+ originations, SAGE HOME LOANS CORPORATION ranks #209. That is $1,612 below the national median of $6,741. SAGE HOME LOANS CORPORATION is most active in Texas with 104 originations there.
Purchase Originations
835
Ranked #427 nationally
Median Total Costs
$5,129
−23.9% vs national ($6,741)
Median Rate
6.370%
−3.8% vs national (6.620%)
Median Origination
$1,494
Median Lender Credits
$1,190
Cost Rank (500+ vol.)
#209
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 794 | 6.370% | $5,087 | $1,494 |
| va | 22 | 5.750% | $7,644 | $0 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 104 | 6.375% | $6,710 | #267 |
| North Carolina | 69 | 6.375% | $4,167 | #173 |
| Florida | 65 | 6.495% | $6,009 | #290 |
| California | 52 | 6.370% | $5,998 | #260 |
| Washington | 46 | 6.370% | $5,029 | — |
| Georgia | 42 | 6.370% | $4,801 | — |
| Virginia | 38 | 6.185% | $4,887 | — |
| New Jersey | 37 | 6.125% | $6,012 | — |
| Colorado | 28 | 6.375% | $3,586 | — |
| Pennsylvania | 26 | 6.435% | $5,979 | — |
| Illinois | 24 | 6.433% | $6,300 | — |
| Tennessee | 24 | 6.495% | $4,750 | — |
| Oregon | 22 | 6.370% | $5,818 | — |
| Arizona | 21 | 6.125% | $5,462 | — |
| Indiana | 19 | 6.620% | $3,415 | — |
| Wisconsin | 19 | 6.370% | $4,068 | — |
| Michigan | 18 | 6.188% | $3,899 | — |
| South Carolina | 18 | 6.370% | $4,853 | — |
| Minnesota | 16 | 6.245% | $4,613 | — |
| Ohio | 16 | 6.310% | $4,612 | — |
| Maryland | 14 | 6.433% | $5,073 | — |
| Massachusetts | 13 | 6.375% | $5,161 | — |
| Missouri | 12 | 6.120% | $3,912 | — |
| Utah | 12 | 6.245% | $4,124 | — |
| Alabama | 9 | 6.625% | $3,799 | — |
| Arkansas | 9 | 6.490% | $3,843 | — |
| Kansas | 9 | 6.120% | $3,895 | — |
| Kentucky | 8 | 6.495% | $5,201 | — |
| Connecticut | 7 | 6.370% | $4,812 | — |
| Louisiana | 6 | 6.308% | $5,107 | — |
| Idaho | 5 | 5.995% | $6,237 | — |
| Oklahoma | 4 | 6.373% | $5,146 | — |
| Hawaii | 3 | 5.875% | $4,585 | — |
| Montana | 3 | 6.370% | $4,594 | — |
| Nebraska | 3 | 6.495% | $4,041 | — |
| Rhode Island | 3 | 6.500% | $4,841 | — |
| West Virginia | 3 | 6.995% | $4,144 | — |
| North Dakota | 2 | 6.123% | $4,599 | — |
| New Mexico | 2 | 6.558% | $5,389 | — |
| Alaska | 1 | 6.120% | $4,584 | — |
| District of Columbia | 1 | 6.495% | $6,016 | — |
| New Hampshire | 1 | 6.245% | $4,433 | — |
| South Dakota | 1 | 5.745% | $7,278 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,289 | 6.495% | — | 18 | −$840 | |
| 2 | $4,741 | 6.748% | — | 6 | −$388 | |
| 3 | $4,748 | 6.500% | — | 8 | −$381 | |
| 4 | $4,781 | 6.250% | — | 7 | −$348 | |
| 5 | $4,938 | 6.495% | — | 9 | −$191 | |
| 6 | $5,054 | 6.370% | — | 22 | −$75 | |
| 7 | $5,084 | 6.435% | — | 8 | −$45 | |
| 8 | $5,206 | 6.312% | — | 12 | +$77 | |
| 9 | $5,228 | 6.370% | — | 6 | +$99 | |
| 10 | $5,467 | 5.995% | — | 13 | +$338 | |
| 11 | $5,610 | 6.373% | — | 10 | +$481 | |
| 12 | $5,936 | 6.125% | — | 19 | +$807 | |
| 13 | $6,120 | 6.495% | — | 8 | +$991 | |
| 14 | $6,398 | 6.310% | — | 8 | +$1,269 | |
| 15 | $6,573 | 6.495% | — | 8 | +$1,444 | |
| 16 | $6,907 | 6.433% | — | 8 | +$1,778 | |
| 17 | $7,295 | 6.125% | — | 11 | +$2,166 | |
| 18 | $7,583 | 6.373% | — | 8 | +$2,454 | |
| 19 | $7,588 | 6.248% | — | 14 | +$2,459 | |
| 20 | $7,692 | 6.308% | — | 8 | +$2,563 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.