Wings Financial Credit Union closing costs and rates (2024)
In 2024, Wings Financial Credit Union originated 690 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $3,798. That ranks #514 nationally by origination volume. For total closing costs among lenders with 500+ originations, Wings Financial Credit Union ranks #100. That is $2,943 below the national median of $6,741. Wings Financial Credit Union is most active in Minnesota with 502 originations there.
Purchase Originations
690
Ranked #514 nationally
Median Total Costs
$3,798
−43.7% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$1,200
Median Lender Credits
$600
Cost Rank (500+ vol.)
#100
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 690 | 6.375% | $3,798 | $1,200 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Minnesota | 502 | 6.375% | $3,786 | #27 |
| Wisconsin | 73 | 6.500% | $3,362 | #115 |
| Florida | 24 | 6.375% | $4,537 | — |
| Michigan | 9 | 6.375% | $3,317 | — |
| Georgia | 8 | 6.562% | $4,387 | — |
| Illinois | 8 | 6.375% | $6,134 | — |
| Colorado | 6 | 5.812% | $3,398 | — |
| Texas | 6 | 6.312% | $4,774 | — |
| Arizona | 5 | 6.250% | $6,322 | — |
| North Carolina | 5 | 5.750% | $3,536 | — |
| Nevada | 5 | 6.375% | $4,293 | — |
| Washington | 5 | 6.375% | $4,679 | — |
| California | 4 | 5.750% | $7,235 | — |
| Tennessee | 4 | 6.125% | $3,541 | — |
| Iowa | 3 | 5.750% | $3,128 | — |
| Arkansas | 2 | 6.875% | $5,011 | — |
| North Dakota | 2 | 5.438% | $3,544 | — |
| Ohio | 2 | 6.000% | $3,778 | — |
| South Dakota | 2 | 6.812% | $2,888 | — |
| Utah | 2 | 5.312% | $3,086 | — |
| Virginia | 2 | 6.375% | $3,554 | — |
| Alabama | 1 | 6.125% | $3,144 | — |
| Delaware | 1 | 6.000% | $4,075 | — |
| Kansas | 1 | 7.000% | $2,579 | — |
| Massachusetts | 1 | 6.375% | $7,191 | — |
| Maryland | 1 | 5.625% | $4,519 | — |
| Missouri | 1 | 6.500% | $3,306 | — |
| New Hampshire | 1 | 5.625% | $3,605 | — |
| New Jersey | 1 | 5.750% | $4,414 | — |
| Oklahoma | 1 | 6.250% | $4,000 | — |
| Pennsylvania | 1 | 5.500% | $5,762 | — |
| Wyoming | 1 | 6.625% | $2,710 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,075 | 6.375% | — | 5 | −$1,723 | |
| 2 | $3,168 | 6.750% | — | 5 | −$630 | |
| 3 | $3,410 | 5.938% | — | 4 | −$388 | |
| 4 | $3,498 | 6.250% | — | 9 | −$300 | |
| 5 | $3,618 | 6.250% | — | 6 | −$180 | |
| 6 | $3,660 | 6.438% | — | 10 | −$138 | |
| 7 | $3,744 | 6.500% | — | 94 | −$54 | |
| 8 | $3,782 | 6.625% | — | 33 | −$16 | |
| 9 | $3,790 | 6.438% | — | 6 | −$8 | |
| 10 | $3,799 | 6.375% | — | 180 | +$1 | |
| 11 | $3,801 | 6.500% | — | 31 | +$3 | |
| 12 | $3,846 | 6.500% | — | 38 | +$48 | |
| 13 | $3,857 | 6.312% | — | 14 | +$59 | |
| 14 | $3,860 | 6.625% | — | 12 | +$62 | |
| 15 | $3,928 | 6.500% | — | 25 | +$130 | |
| 16 | $4,045 | 6.375% | — | 35 | +$247 | |
| 17 | $4,069 | 6.312% | — | 6 | +$271 | |
| 18 | $4,293 | 6.375% | — | 5 | +$495 | |
| 19 | $6,059 | 6.375% | — | 5 | +$2,261 | |
| 20 | $6,322 | 6.250% | — | 5 | +$2,524 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.