Homebuyers in Columbia County County who chose ZIPPY LOANS, LLC paid $1,200 less in closing costs than the county median.
County Median Costs
$3,304
−3.8% vs Wisconsin ($3,436)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$995
Purchase Originations
587
Denial Rate
7.9%
vs Wisconsin avg (6.7%)
vs Wisconsin Median
3.8% below
$-132
vs National Median
50.5% below
$-3,376
16 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,104 | 8.000% | $1,805 | 10 | −$1,058 | |
| 2 | $2,470 | 6.500% | $25 | 11 | −$692 | |
| 3 | $2,540 | 6.375% | $900 | 20 | −$622 | |
| 4 | $2,664 | 6.625% | $400 | 11 | −$498 | |
| 5 | $2,927 | 6.500% | $1,178 | 19 | −$235 | |
| 6 | $2,938 | 6.250% | $975 | 12 | −$224 | |
| 7 | $3,037 | 6.500% | $365 | 49 | −$125 | |
| 8 | $3,093 | 6.500% | $425 | 107 | −$69 | |
| 9 | $3,350 | 6.500% | $995 | 13 | +$188 | |
| 10 | $3,424 | 6.812% | $1,563 | 20 | +$262 | |
| 11 | $3,685 | 6.625% | $1,050 | 37 | +$523 | |
| 12 | $3,821 | 6.625% | $2,074 | 10 | +$659 | |
| 13 | $3,933 | 6.312% | $1,470 | 12 | +$771 | |
| 14 | $4,152 | 7.125% | $2,500 | 13 | +$990 | |
| 15 | $5,529 | 6.875% | $3,224 | 12 | +$2,367 |
Includes lenders with 10+ purchase originations in Columbia County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Wisconsin → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.