Homebuyers in St. Croix County County who chose U.S. Bank National Association paid $1,744 less in closing costs than the county median.
County Median Costs
$4,484
+30.5% vs Wisconsin ($3,436)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,890
Purchase Originations
1,026
Denial Rate
4.8%
vs Wisconsin avg (6.7%)
vs Wisconsin Median
30.5% above
$1,048
vs National Median
32.9% below
$-2,196
20 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,740 | 6.438% | $1,044 | 16 | −$1,381 | |
| 2 | $2,778 | 6.375% | $900 | 69 | −$1,343 | |
| 3 | $3,082 | 6.375% | $545 | 49 | −$1,039 | |
| 4 | $3,515 | 6.687% | $1,355 | 16 | −$606 | |
| 5 | $3,571 | 6.562% | $740 | 62 | −$550 | |
| 6 | $3,867 | 6.375% | $1,425 | 14 | −$254 | |
| 7 | $3,974 | 6.875% | $1,700 | 23 | −$148 | |
| 8 | $3,993 | 6.625% | $1,930 | 58 | −$128 | |
| 9 | $4,129 | 6.500% | $2,264 | 37 | +$8 | |
| 10 | $4,752 | 6.612% | $2,655 | 38 | +$631 | |
| 11 | $5,086 | 6.750% | $3,131 | 18 | +$965 | |
| 12 | $5,089 | 6.625% | $3,152 | 10 | +$968 | |
| 13 | $5,490 | 6.625% | $3,700 | 17 | +$1,369 | |
| 14 | $5,741 | 6.750% | $4,189 | 10 | +$1,620 | |
| 15 | $5,837 | 6.750% | $4,290 | 38 | +$1,716 | |
| 16 | $6,187 | 6.625% | $4,104 | 49 | +$2,066 | |
| 17 | $6,925 | 6.500% | $4,906 | 11 | +$2,804 | |
| 18 | $8,105 | 6.688% | $6,375 | 16 | +$3,984 | |
| 19 | $8,116 | 6.499% | $5,973 | 34 | +$3,995 |
Includes lenders with 10+ purchase originations in St. Croix County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Wisconsin → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.