What are the average closing costs in St. Croix County County?

In St. Croix County County, the median total loan costs on purchase mortgages were $4,796 in 2024, based on 995 originations.

Which lender has the lowest closing costs in St. Croix County County?

Among lenders with 10+ originations in St. Croix County County, Royal Credit Union had the lowest median total closing costs at $0 in 2024.

How do closing costs in St. Croix County County compare to Wisconsin?

St. Croix County County closing costs (median $4,796) are 42.1% above the Wisconsin state median of $3,374.

Lowest closing cost mortgage lenders in St. Croix County County, Wisconsin

In St. Croix County, Wisconsin, homebuyers paid a median of $4,796 in closing costs in 2024 — above the Wisconsin median of $3,374. The county saw 995 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Royal Credit Union offered the lowest median costs at $0, which is $4,286 less than the county median.

Homebuyers in St. Croix County County who chose Royal Credit Union paid $4,796 less in closing costs than the county median.

County Median Costs

$4,796

+42.1% vs Wisconsin ($3,374)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$2,344

Purchase Originations

995

vs Wisconsin Median

42.1% above

$1,422

vs National Median

28.9% below

$-1,945

Lender rankings in St. Croix County County

21 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	Royal Credit Union	$0	6.750%	$0	60	−$4,286
2	Associated Bank, National Association	$2,734	6.625%	$850	65	−$1,552
3	WESTCONSIN CREDIT UNION	$3,121	6.875%	$595	42	−$1,165
4	Tradition Mortgage, LLC	$3,301	6.625%	$1,694	21	−$985
5	GUILD MORTGAGE COMPANY LLC	$3,435	7.125%	$512	12	−$851
6	BAY EQUITY LLC	$3,638	6.875%	$2,266	29	−$648
7	Bank Five Nine	$3,814	7.000%	$1,050	28	−$472
8	U.S. Bank National Association	$4,001	6.625%	$1,585	11	−$285
9	Ixonia Bank	$4,071	7.125%	$1,906	24	−$215
10	COMPEER FINANCIAL, FLCA	$4,363	7.875%	$3,004	11	+$77
11	Bell Bank	$4,875	6.875%	$3,086	63	+$589
12	Barrington Bank & Trust Company, National Association	$5,206	6.625%	$3,215	14	+$920
13	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	$5,529	6.625%	$3,921	36	+$1,243
14	CROSSCOUNTRY MORTGAGE, LLC	$5,664	6.990%	$3,648	61	+$1,378
15	ROCKET MORTGAGE, LLC	$6,226	6.625%	$4,484	23	+$1,940
16	Prosperity Home Mortgage, LLC	$6,518	6.625%	$4,030	27	+$2,232
17	GUARANTEED RATE, INC.	$6,533	6.575%	$3,068	13	+$2,247
18	UNITED WHOLESALE MORTGAGE, LLC	$7,069	6.999%	$5,349	30	+$2,783
19	Luminate Home Loans, Inc.	$7,075	6.625%	$4,698	10	+$2,789
20	WATERSTONE MORTGAGE CORPORATION	$7,978	6.875%	$6,236	23	+$3,692

Includes lenders with 10+ purchase originations in St. Croix County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Wisconsin → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.