Purchase Originations
896
Ranked #410 nationally
Median Total Costs
$5,378
−19.5% vs national ($6,680)
↑ $581 vs prior year
Median Rate
6.624%
+2.1% vs national (6.490%)
↓ 0.001% vs prior year
Median Origination
$2,055
Median Lender Credits
$2,002
Cost Rank (500+ vol.)
#229
among lenders with 500+ originations
Denial Rate
0.2%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 823 | 6.625% | $4,984 | $2,107 |
| fha | 41 | 6.500% | $10,502 | $1,450 |
| va | 32 | 6.124% | $9,801 | $2,322 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,144 | 6.250% | — | 9 | −$2,234 | |
| 2 | $3,448 | 6.433% | — | 6 | −$1,930 | |
| 3 | $3,515 | 6.500% | — | 22 | −$1,863 | |
| 4 | $3,556 | 6.990% | — | 5 | −$1,822 | |
| 5 | $4,169 | 6.500% | — | 41 | −$1,209 | |
| 6 | $4,204 | 6.625% | — | 24 | −$1,174 | |
| 7 | $4,220 | 6.500% | — | 8 | −$1,158 | |
| 8 | $4,407 | 6.625% | — | 8 | −$971 | |
| 9 | $4,420 | 6.500% | — | 4 | −$958 | |
| 10 | $4,577 | 6.625% | — | 13 | −$801 | |
| 11 | $4,592 | 6.750% | — | 6 | −$786 | |
| 12 | $4,973 | 6.624% | — | 295 | −$405 | |
| 13 | $5,241 | 6.500% | — | 105 | −$137 | |
| 14 | $5,296 | 6.562% | — | 30 | −$82 | |
| 15 | $5,496 | 6.750% | — | 41 | +$118 | |
| 16 | $6,585 | 6.933% | — | 4 | +$1,207 | |
| 17 | $7,866 | 6.490% | — | 97 | +$2,488 | |
| 18 | $8,035 | 6.625% | — | 63 | +$2,657 | |
| 19 | $8,293 | 6.308% | — | 4 | +$2,915 | |
| 20 | $8,389 | 6.375% | — | 43 | +$3,011 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Tradition Mortgage, LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $355,000 | $335,000 | +$20,000 (+6.0%) |
| Median total closing costs | $5,378 | $7,127 | −$1,749 (−24.5%) |
Other high-volume lenders side-by-side.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.