Homebuyers in Rock County County who chose ZIPPY LOANS, LLC paid $1,466 less in closing costs than the county median.
County Median Costs
$3,548
+3.3% vs Wisconsin ($3,436)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,209
Purchase Originations
1,670
Denial Rate
8.3%
vs Wisconsin avg (6.7%)
vs Wisconsin Median
3.3% above
$112
vs National Median
46.9% below
$-3,132
29 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,082 | 8.000% | $1,805 | 53 | −$1,142 | |
| 2 | $2,258 | 6.500% | $70 | 26 | −$966 | |
| 3 | $2,279 | 6.550% | $640 | 152 | −$945 | |
| 4 | $2,604 | 6.500% | $900 | 58 | −$620 | |
| 5 | $2,787 | 6.750% | $795 | 73 | −$437 | |
| 6 | $2,841 | 6.490% | $1,030 | 17 | −$383 | |
| 7 | $2,890 | 6.500% | $650 | 21 | −$334 | |
| 8 | $2,948 | 6.625% | $425 | 126 | −$276 | |
| 9 | $3,053 | 6.562% | $946 | 28 | −$171 | |
| 10 | $3,058 | 6.625% | $930 | 49 | −$166 | |
| 11 | $3,098 | 6.500% | $365 | 50 | −$126 | |
| 12 | $3,249 | 6.500% | $750 | 37 | +$25 | |
| 13 | $3,456 | 6.500% | $700 | 13 | +$232 | |
| 14 | $3,499 | 6.562% | $1,100 | 10 | +$275 | |
| 15 | $3,536 | 6.500% | $1,229 | 25 | +$312 | |
| 16 | $3,957 | 6.688% | $1,406 | 10 | +$733 | |
| 17 | $3,962 | 6.375% | $1,400 | 16 | +$738 | |
| 18 | $4,018 | 6.612% | $1,640 | 12 | +$794 | |
| 19 | $4,097 | 6.375% | $1,750 | 11 | +$873 | |
| 20 | $4,118 | 6.750% | $1,931 | 38 | +$894 | |
| 21 | $4,132 | 6.750% | $2,227 | 45 | +$908 | |
| 22 | $4,285 | 6.750% | $1,632 | 11 | +$1,061 | |
| 23 | $4,630 | 6.625% | $2,566 | 105 | +$1,406 | |
| 24 | $5,157 | 6.433% | $3,312 | 12 | +$1,933 | |
| 25 | $5,158 | 6.625% | $3,388 | 36 | +$1,934 |
Includes lenders with 10+ purchase originations in Rock County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Wisconsin → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.