Lowest closing cost mortgage lenders in Rock County County, Wisconsin
In Rock County, Wisconsin, homebuyers paid a median of $3,488 in closing costs in 2024 — above the Wisconsin median of $3,374. The county saw 1,686 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, First Community CU of Beloit offered the lowest median costs at $1,915, which is $1,241 less than the county median.
Homebuyers in Rock County County who chose First Community CU of Beloit paid $1,573 less in closing costs than the county median.
County Median Costs
$3,488
+3.4% vs Wisconsin ($3,374)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,286
Purchase Originations
1,686
vs Wisconsin Median
3.4% above
$114
vs National Median
48.3% below
$-3,253
Lender rankings in Rock County County
29 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,915 | 6.688% | $595 | 26 | −$1,241 | |
| 2 | $2,083 | 8.000% | $1,805 | 31 | −$1,073 | |
| 3 | $2,122 | 6.500% | $30 | 15 | −$1,034 | |
| 4 | $2,273 | 6.550% | $640 | 185 | −$883 | |
| 5 | $2,502 | 6.375% | $812 | 44 | −$654 | |
| 6 | $2,708 | 7.000% | $525 | 13 | −$448 | |
| 7 | $2,840 | 6.625% | $795 | 77 | −$316 | |
| 8 | $2,844 | 6.625% | $900 | 12 | −$312 | |
| 9 | $2,891 | 6.625% | $700 | 13 | −$265 | |
| 10 | $2,900 | 6.500% | $425 | 98 | −$256 | |
| 11 | $2,929 | 6.500% | $1,345 | 13 | −$227 | |
| 12 | $3,073 | 6.490% | $875 | 32 | −$83 | |
| 13 | $3,166 | 6.625% | $930 | 56 | +$10 | |
| 14 | $3,380 | 6.500% | $995 | 69 | +$224 | |
| 15 | $3,397 | 6.875% | $1,495 | 14 | +$241 | |
| 16 | $3,417 | 6.875% | $1,158 | 31 | +$261 | |
| 17 | $3,435 | 6.375% | $880 | 44 | +$279 | |
| 18 | $3,670 | 6.995% | $1,390 | 16 | +$514 | |
| 19 | $3,786 | 6.490% | $1,850 | 24 | +$630 | |
| 20 | $3,794 | 6.312% | $1,437 | 12 | +$638 | |
| 21 | $3,982 | 6.875% | $1,600 | 43 | +$826 | |
| 22 | $4,319 | 6.875% | $2,372 | 45 | +$1,163 | |
| 23 | $4,414 | 7.000% | $2,768 | 10 | +$1,258 | |
| 24 | $5,194 | 6.875% | $3,185 | 91 | +$2,038 | |
| 25 | $5,390 | 6.750% | $3,770 | 20 | +$2,234 | |
| 26 | $6,810 | 6.683% | $5,236 | 10 | +$3,654 | |
| 27 | $6,941 | 6.989% | $4,780 | 22 | +$3,785 | |
| 28 | $8,424 | 6.558% | $6,616 | 16 | +$5,268 |
Includes lenders with 10+ purchase originations in Rock County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Wisconsin → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.