Lowest closing cost mortgage lenders in Racine County County, Wisconsin
In Racine County, Wisconsin, homebuyers paid a median of $3,059 in closing costs in 2024 — below the Wisconsin median of $3,374. The county saw 1,756 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, NEWREZ LLC offered the lowest median costs at $1,416, which is $1,352 less than the county median.
Homebuyers in Racine County County who chose NEWREZ LLC paid $1,643 less in closing costs than the county median.
County Median Costs
$3,059
−9.3% vs Wisconsin ($3,374)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,152
Purchase Originations
1,756
vs Wisconsin Median
9.3% below
$-315
vs National Median
54.6% below
$-3,682
Lender rankings in Racine County County
33 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,416 | 6.990% | $0 | 11 | −$1,352 | |
| 2 | $1,465 | 6.375% | $96 | 151 | −$1,302 | |
| 3 | $2,117 | 6.625% | $799 | 85 | −$650 | |
| 4 | $2,230 | 6.525% | $640 | 148 | −$537 | |
| 5 | $2,272 | 6.500% | $750 | 55 | −$494 | |
| 6 | $2,291 | 6.625% | $770 | 17 | −$476 | |
| 7 | $2,376 | 7.125% | $250 | 12 | −$391 | |
| 8 | $2,415 | 6.490% | $875 | 25 | −$352 | |
| 9 | $2,500 | 6.875% | $1,200 | 15 | −$267 | |
| 10 | $2,546 | 6.500% | $945 | 13 | −$221 | |
| 11 | $2,568 | 6.688% | $1,051 | 18 | −$199 | |
| 12 | $2,570 | 6.875% | $1,050 | 43 | −$198 | |
| 13 | $2,635 | 7.000% | $895 | 15 | −$132 | |
| 14 | $2,818 | 6.625% | $1,170 | 23 | +$51 | |
| 15 | $2,843 | 6.500% | $1,470 | 38 | +$76 | |
| 16 | $2,880 | 6.625% | $1,495 | 15 | +$113 | |
| 17 | $2,908 | 6.933% | $1,523 | 30 | +$141 | |
| 18 | $2,916 | 6.500% | $425 | 25 | +$149 | |
| 19 | $2,943 | 6.875% | $1,465 | 70 | +$176 | |
| 20 | $2,978 | 6.500% | $365 | 23 | +$210 | |
| 21 | $2,984 | 6.812% | $860 | 16 | +$217 | |
| 22 | $3,058 | 6.933% | $1,470 | 14 | +$290 | |
| 23 | $3,243 | 7.000% | $1,495 | 11 | +$476 | |
| 24 | $3,349 | 6.750% | $2,195 | 13 | +$582 | |
| 25 | $3,438 | 6.500% | $1,075 | 47 | +$671 | |
| 26 | $3,611 | 6.750% | $2,278 | 18 | +$844 | |
| 27 | $4,414 | 6.875% | $1,725 | 13 | +$1,648 | |
| 28 | $5,014 | 6.990% | $2,759 | 13 | +$2,248 | |
| 29 | $5,109 | 6.562% | $3,712 | 36 | +$2,342 | |
| 30 | $5,804 | 6.999% | $4,172 | 21 | +$3,037 | |
| 31 | $5,945 | 6.812% | $4,272 | 32 | +$3,178 | |
| 32 | $6,460 | 8.730% | $3,915 | 11 | +$3,693 |
Includes lenders with 10+ purchase originations in Racine County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Wisconsin → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.