Purchase Originations
195
Median Total Costs
$2,951
−55.8% vs national ($6,680)
↑ $287 vs prior year
Median Rate
6.750%
+4.0% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$1,080
Median Lender Credits
$15
Denial Rate
0.0%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 182 | 6.750% | $2,802 | $1,080 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,622 | 6.750% | — | 118 | −$329 | |
| 2 | $2,662 | 7.125% | — | 1 | −$289 | |
| 3 | $2,916 | 6.500% | — | 1 | −$35 | |
| 4 | $2,957 | 6.875% | — | 2 | +$6 | |
| 5 | $3,026 | 6.375% | — | 1 | +$75 | |
| 6 | $3,111 | 6.750% | — | 42 | +$160 | |
| 7 | $3,383 | 6.750% | — | 5 | +$432 | |
| 8 | $3,542 | 6.125% | — | 1 | +$591 | |
| 9 | $3,840 | 6.500% | — | 8 | +$889 | |
| 10 | $4,274 | 6.750% | — | 3 | +$1,323 | |
| 11 | $4,780 | 7.000% | — | 1 | +$1,829 | |
| 12 | $4,798 | 6.875% | — | 1 | +$1,847 | |
| 13 | $4,958 | 6.750% | — | 2 | +$2,007 | |
| 14 | $5,186 | 7.750% | — | 1 | +$2,235 | |
| 15 | $6,888 | 6.438% | — | 4 | +$3,937 | |
| 16 | $7,425 | 6.875% | — | 4 | +$4,474 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Gateway Mortgage Corporation | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $285,000 | $335,000 | −$50,000 (−14.9%) |
| Median total closing costs | $2,951 | $7,127 | −$4,176 (−58.6%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.