GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION closing costs and rates (2024)
In 2024, GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION originated 3,962 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $8,012. That ranks #121 nationally by origination volume. For total closing costs among lenders with 500+ originations, GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION ranks #442. That is $1,271 above the national median of $6,741. GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION is most active in Florida with 900 originations there.
Purchase Originations
3,962
Ranked #121 nationally
Median Total Costs
$8,012
+18.9% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$3,245
Median Lender Credits
$261
Cost Rank (500+ vol.)
#442
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 2,304 | 6.875% | $6,204 | $3,249 |
| fha | 1,240 | 6.625% | $11,501 | $3,378 |
| va | 364 | 6.375% | $9,131 | $2,831 |
| usda | 54 | 6.375% | $7,142 | $2,749 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Florida | 900 | 6.625% | $10,484 | #56 |
| Michigan | 861 | 6.875% | $5,366 | #20 |
| Illinois | 306 | 6.625% | $6,097 | #70 |
| Indiana | 219 | 6.625% | $5,530 | #77 |
| Ohio | 216 | 7.000% | $8,032 | #89 |
| North Carolina | 209 | 6.750% | $8,389 | #100 |
| Texas | 194 | 6.500% | $11,845 | #205 |
| California | 156 | 6.625% | $12,225 | #165 |
| Nevada | 129 | 6.500% | $9,414 | #50 |
| Colorado | 98 | 6.625% | $10,129 | #107 |
| Washington | 92 | 6.625% | $10,323 | #108 |
| Arizona | 81 | 6.500% | $9,402 | #113 |
| New Mexico | 70 | 6.375% | $7,993 | #51 |
| Virginia | 58 | 6.625% | $8,052 | #166 |
| South Carolina | 55 | 7.125% | $9,040 | #157 |
| Utah | 52 | 6.500% | $10,968 | #83 |
| Minnesota | 48 | 6.933% | $7,469 | — |
| New Jersey | 35 | 6.500% | $10,478 | — |
| Oregon | 26 | 6.625% | $10,108 | — |
| Alabama | 25 | 6.625% | $8,332 | — |
| Tennessee | 25 | 6.990% | $10,132 | — |
| Idaho | 12 | 6.500% | $10,486 | — |
| Missouri | 12 | 6.500% | $5,683 | — |
| Maryland | 11 | 6.750% | $13,845 | — |
| Wisconsin | 11 | 7.125% | $3,888 | — |
| Georgia | 10 | 6.808% | $9,605 | — |
| Pennsylvania | 10 | 6.625% | $9,261 | — |
| Kansas | 8 | 6.625% | $6,681 | — |
| Oklahoma | 8 | 6.625% | $8,653 | — |
| Delaware | 6 | 6.625% | $9,616 | — |
| Mississippi | 4 | 6.870% | $6,798 | — |
| Connecticut | 3 | 5.990% | $9,594 | — |
| Kentucky | 3 | 7.125% | $7,900 | — |
| Nebraska | 3 | 6.990% | $4,039 | — |
| Montana | 2 | 6.562% | $24,252 | — |
| Arkansas | 1 | 6.625% | $5,050 | — |
| Iowa | 1 | 6.625% | $11,110 | — |
| North Dakota | 1 | 6.125% | $5,144 | — |
| South Dakota | 1 | 6.990% | $2,534 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,693 | 6.875% | — | 146 | −$3,319 | |
| 2 | $4,836 | 6.990% | — | 121 | −$3,176 | |
| 3 | $5,177 | 6.625% | — | 109 | −$2,835 | |
| 4 | $5,385 | 6.875% | — | 43 | −$2,627 | |
| 5 | $5,397 | 6.875% | — | 225 | −$2,615 | |
| 6 | $5,542 | 6.625% | — | 44 | −$2,470 | |
| 7 | $5,908 | 6.688% | — | 88 | −$2,104 | |
| 8 | $6,072 | 6.625% | — | 50 | −$1,940 | |
| 9 | $6,097 | 6.750% | — | 66 | −$1,915 | |
| 10 | $6,604 | 6.625% | — | 57 | −$1,408 | |
| 11 | $8,092 | 6.750% | — | 84 | +$80 | |
| 12 | $8,280 | 6.750% | — | 46 | +$268 | |
| 13 | $9,642 | 6.500% | — | 62 | +$1,630 | |
| 14 | $10,026 | 6.750% | — | 51 | +$2,014 | |
| 15 | $10,092 | 6.312% | — | 70 | +$2,080 | |
| 16 | $10,738 | 6.750% | — | 76 | +$2,726 | |
| 17 | $10,958 | 6.625% | — | 88 | +$2,946 | |
| 18 | $10,980 | 6.625% | — | 59 | +$2,968 | |
| 19 | $11,352 | 6.750% | — | 129 | +$3,340 | |
| 20 | $11,706 | 6.500% | — | 60 | +$3,694 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.