North Shore Bank closing costs and rates (2024)
In 2024, North Shore Bank originated 106 purchase mortgages at a median interest rate of 6.88% and median total closing costs of $3,232. That is $3,509 below the national median of $6,741. North Shore Bank is most active in Wisconsin with 104 originations there.
Purchase Originations
106
Median Total Costs
$3,232
−52.0% vs national ($6,741)
Median Rate
6.875%
+3.9% vs national (6.620%)
Median Origination
$860
Median Lender Credits
$241
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 105 | 6.875% | $3,224 | $860 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,167 | 6.125% | — | 1 | −$1,065 | |
| 2 | $2,767 | 6.750% | — | 5 | −$465 | |
| 3 | $2,836 | 6.625% | — | 3 | −$396 | |
| 4 | $2,968 | 5.875% | — | 1 | −$264 | |
| 5 | $2,991 | 6.750% | — | 17 | −$241 | |
| 6 | $3,027 | 6.750% | — | 5 | −$205 | |
| 7 | $3,071 | 7.375% | — | 1 | −$161 | |
| 8 | $3,082 | 6.875% | — | 1 | −$150 | |
| 9 | $3,182 | 6.875% | — | 33 | −$50 | |
| 10 | $3,222 | 6.688% | — | 4 | −$10 | |
| 11 | $3,224 | 6.750% | — | 3 | −$8 | |
| 12 | $3,240 | 6.990% | — | 1 | +$8 | |
| 13 | $3,427 | 6.750% | — | 3 | +$195 | |
| 14 | $3,519 | 6.558% | — | 2 | +$287 | |
| 15 | $3,572 | 6.750% | — | 11 | +$340 | |
| 16 | $3,589 | 7.125% | — | 5 | +$357 | |
| 17 | $3,700 | 6.990% | — | 3 | +$468 | |
| 18 | $4,507 | 6.312% | — | 2 | +$1,275 | |
| 19 | $5,175 | 6.990% | — | 1 | +$1,943 | |
| 20 | $5,866 | 6.500% | — | 2 | +$2,634 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.