Homebuyers in Polk County County who chose ZIPPY LOANS, LLC paid $2,182 less in closing costs than the county median.
County Median Costs
$4,303
+25.2% vs Wisconsin ($3,436)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,816
Purchase Originations
480
Denial Rate
9.3%
vs Wisconsin avg (6.7%)
vs Wisconsin Median
25.2% above
$867
vs National Median
35.6% below
$-2,377
11 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,121 | 8.000% | $1,829 | 10 | −$1,763 | |
| 2 | $3,227 | 6.500% | $645 | 35 | −$657 | |
| 3 | $3,317 | 6.625% | $740 | 47 | −$567 | |
| 4 | $3,353 | 6.625% | $1,020 | 12 | −$531 | |
| 5 | $3,977 | 6.750% | $2,564 | 13 | +$93 | |
| 6 | $4,242 | 6.750% | $2,652 | 37 | +$358 | |
| 7 | $4,833 | 6.812% | $3,720 | 12 | +$949 | |
| 8 | $4,899 | 6.562% | $2,966 | 14 | +$1,015 | |
| 9 | $5,582 | 6.750% | $3,244 | 11 | +$1,698 | |
| 10 | $5,800 | 6.624% | $3,868 | 16 | +$1,916 | |
| 11 | $6,595 | 6.600% | $4,798 | 12 | +$2,711 |
Includes lenders with 10+ purchase originations in Polk County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Wisconsin → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.