STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED closing costs and rates (2024)
In 2024, STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED originated 507 purchase mortgages at a median interest rate of 6.25% and median total closing costs of $5,154. That ranks #631 nationally by origination volume. For total closing costs among lenders with 500+ originations, STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED ranks #216. That is $1,587 below the national median of $6,741. STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED is most active in Maryland with 400 originations there.
Purchase Originations
507
Ranked #631 nationally
Median Total Costs
$5,154
−23.5% vs national ($6,741)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$1,172
Median Lender Credits
$831
Cost Rank (500+ vol.)
#216
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 457 | 6.250% | $5,146 | $1,068 |
| fha | 46 | 6.250% | $5,205 | $1,934 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Maryland | 400 | 6.250% | $4,891 | #41 |
| Virginia | 58 | 6.125% | $9,105 | #163 |
| Pennsylvania | 21 | 6.125% | $5,558 | — |
| District of Columbia | 14 | 6.250% | $8,338 | — |
| Delaware | 8 | 6.188% | $6,407 | — |
| West Virginia | 6 | 6.188% | $4,791 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,159 | 6.625% | — | 9 | −$995 | |
| 2 | $4,336 | 6.500% | — | 25 | −$818 | |
| 3 | $4,384 | 6.625% | — | 8 | −$770 | |
| 4 | $4,436 | 6.375% | — | 5 | −$718 | |
| 5 | $4,437 | 6.375% | — | 36 | −$717 | |
| 6 | $4,474 | 6.250% | — | 23 | −$680 | |
| 7 | $4,568 | 6.375% | — | 72 | −$586 | |
| 8 | $4,862 | 6.125% | — | 19 | −$292 | |
| 9 | $4,979 | 6.438% | — | 16 | −$175 | |
| 10 | $5,280 | 6.250% | — | 47 | +$126 | |
| 11 | $5,304 | 6.125% | — | 15 | +$150 | |
| 12 | $5,511 | 6.500% | — | 9 | +$357 | |
| 13 | $5,529 | 6.250% | — | 35 | +$375 | |
| 14 | $5,808 | 6.188% | — | 62 | +$654 | |
| 15 | $6,916 | 6.125% | — | 6 | +$1,762 | |
| 16 | $7,747 | 6.125% | — | 7 | +$2,593 | |
| 17 | $8,338 | 6.250% | — | 14 | +$3,184 | |
| 18 | $8,341 | 6.000% | — | 4 | +$3,187 | |
| 19 | $9,855 | 6.125% | — | 24 | +$4,701 | |
| 20 | $9,960 | 6.062% | — | 12 | +$4,806 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.