Atlantic Union Bank closing costs and rates (2024)
In 2024, Atlantic Union Bank originated 864 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $5,383. That ranks #416 nationally by origination volume. For total closing costs among lenders with 500+ originations, Atlantic Union Bank ranks #232. That is $1,358 below the national median of $6,741. Atlantic Union Bank is most active in Virginia with 555 originations there.
Purchase Originations
864
Ranked #416 nationally
Median Total Costs
$5,383
−20.1% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,734
Median Lender Credits
$250
Cost Rank (500+ vol.)
#232
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 563 | 6.625% | $4,497 | $1,733 |
| fha | 192 | 6.625% | $8,476 | $1,920 |
| usda | 67 | 6.500% | $5,308 | $1,699 |
| va | 42 | 6.500% | $4,616 | $1,112 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Virginia | 555 | 6.625% | $5,464 | #38 |
| West Virginia | 156 | 6.625% | $5,252 | #24 |
| North Carolina | 63 | 6.625% | $4,278 | #182 |
| Maryland | 34 | 6.625% | $7,887 | — |
| Indiana | 17 | 6.990% | $3,055 | — |
| District of Columbia | 10 | 6.125% | $7,107 | — |
| South Carolina | 6 | 6.438% | $5,978 | — |
| Florida | 5 | 6.625% | $5,180 | — |
| Pennsylvania | 4 | 6.375% | $5,790 | — |
| Tennessee | 4 | 6.688% | $9,261 | — |
| Georgia | 3 | 6.625% | $9,112 | — |
| Alabama | 1 | 6.625% | $4,272 | — |
| Colorado | 1 | 6.375% | $4,992 | — |
| Connecticut | 1 | 6.375% | $8,734 | — |
| Michigan | 1 | 7.000% | $3,380 | — |
| Minnesota | 1 | 6.875% | $6,041 | — |
| New Jersey | 1 | 7.375% | $11,287 | — |
| New York | 1 | 6.125% | $6,177 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,340 | 6.438% | — | 10 | −$2,043 | |
| 2 | $4,038 | 6.500% | — | 19 | −$1,345 | |
| 3 | $4,282 | 6.562% | — | 12 | −$1,101 | |
| 4 | $4,664 | 6.750% | — | 54 | −$719 | |
| 5 | $4,728 | 6.995% | — | 12 | −$655 | |
| 6 | $4,800 | 6.500% | — | 16 | −$583 | |
| 7 | $4,856 | 6.500% | — | 17 | −$527 | |
| 8 | $4,895 | 6.750% | — | 10 | −$488 | |
| 9 | $5,262 | 6.625% | — | 119 | −$121 | |
| 10 | $5,312 | 6.375% | — | 17 | −$71 | |
| 11 | $5,352 | 6.625% | — | 14 | −$31 | |
| 12 | $5,363 | 6.750% | — | 26 | −$20 | |
| 13 | $5,464 | 6.375% | — | 17 | +$81 | |
| 14 | $5,576 | 6.625% | — | 12 | +$193 | |
| 15 | $5,675 | 6.750% | — | 39 | +$292 | |
| 16 | $6,222 | 6.562% | — | 16 | +$839 | |
| 17 | $6,238 | 6.562% | — | 12 | +$855 | |
| 18 | $6,820 | 6.375% | — | 29 | +$1,437 | |
| 19 | $6,984 | 6.688% | — | 14 | +$1,601 | |
| 20 | $7,107 | 6.125% | — | 10 | +$1,724 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.