ATLANTIC BAY MORTGAGE GROUP, L.L.C. closing costs and rates (2024)
In 2024, ATLANTIC BAY MORTGAGE GROUP, L.L.C. originated 10,391 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $7,837. That ranks #44 nationally by origination volume. For total closing costs among lenders with 500+ originations, ATLANTIC BAY MORTGAGE GROUP, L.L.C. ranks #433. That is $1,096 above the national median of $6,741. ATLANTIC BAY MORTGAGE GROUP, L.L.C. is most active in North Carolina with 4,399 originations there.
Purchase Originations
10,391
Ranked #44 nationally
Median Total Costs
$7,837
+16.3% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$3,346
Median Lender Credits
$552
Cost Rank (500+ vol.)
#433
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 5,522 | 6.875% | $6,263 | $3,382 |
| fha | 2,891 | 6.750% | $10,886 | $3,620 |
| va | 1,711 | 6.250% | $7,836 | $2,255 |
| usda | 267 | 6.500% | $7,828 | $3,137 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| North Carolina | 4,399 | 6.750% | $7,613 | #5 |
| Virginia | 3,313 | 6.625% | $8,033 | #3 |
| Georgia | 806 | 6.625% | $7,793 | #31 |
| South Carolina | 780 | 6.625% | $7,871 | #21 |
| Kentucky | 462 | 6.750% | $8,205 | #21 |
| Maryland | 175 | 6.625% | $9,521 | #72 |
| Florida | 165 | 6.625% | $9,729 | #192 |
| Alabama | 135 | 6.750% | $6,979 | #68 |
| Indiana | 36 | 6.688% | $4,867 | — |
| Tennessee | 36 | 6.875% | $6,867 | — |
| Pennsylvania | 28 | 6.875% | $7,143 | — |
| District of Columbia | 25 | 6.490% | $7,551 | — |
| Texas | 10 | 6.625% | $12,022 | — |
| Delaware | 8 | 7.120% | $4,713 | — |
| West Virginia | 8 | 6.875% | $6,556 | — |
| New Jersey | 5 | 6.990% | $6,502 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,056 | 6.625% | — | 532 | −$1,781 | |
| 2 | $6,327 | 6.490% | — | 141 | −$1,510 | |
| 3 | $6,432 | 6.750% | — | 166 | −$1,405 | |
| 4 | $6,819 | 6.875% | — | 144 | −$1,018 | |
| 5 | $6,893 | 6.750% | — | 311 | −$944 | |
| 6 | $7,492 | 6.688% | — | 232 | −$345 | |
| 7 | $7,645 | 6.750% | — | 133 | −$192 | |
| 8 | $7,744 | 6.750% | — | 120 | −$93 | |
| 9 | $7,886 | 6.750% | — | 288 | +$49 | |
| 10 | $7,917 | 6.625% | — | 164 | +$80 | |
| 11 | $8,067 | 6.750% | — | 122 | +$230 | |
| 12 | $8,142 | 6.750% | — | 124 | +$305 | |
| 13 | $8,240 | 6.750% | — | 139 | +$403 | |
| 14 | $8,571 | 6.490% | — | 143 | +$734 | |
| 15 | $8,713 | 6.750% | — | 213 | +$876 | |
| 16 | $8,813 | 6.625% | — | 358 | +$976 | |
| 17 | $8,821 | 6.490% | — | 139 | +$984 | |
| 18 | $8,925 | 6.750% | — | 174 | +$1,088 | |
| 19 | $9,535 | 6.490% | — | 170 | +$1,698 | |
| 20 | $9,697 | 6.625% | — | 242 | +$1,860 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.