Purchase Originations
37,017
Ranked #12 nationally
Median Total Costs
$7,516
+12.5% vs national ($6,680)
↑ $44 vs prior year
Median Rate
6.562%
+1.1% vs national (6.490%)
↓ 0.063% vs prior year
Median Origination
$2,495
Median Lender Credits
$428
Cost Rank (500+ vol.)
#407
among lenders with 500+ originations
Denial Rate
2.9%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 22,404 | 6.625% | $5,890 | $2,122 |
| fha | 10,245 | 6.500% | $11,837 | $3,695 |
| va | 4,075 | 6.250% | $8,823 | $1,641 |
| usda | 293 | 6.625% | $7,339 | $2,364 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| North Carolina | 5,142 | 6.562% | $6,443 | #3 |
| Washington | 3,406 | 6.625% | $8,473 | #3 |
| Virginia | 2,853 | 6.500% | $7,827 | #5 |
| Pennsylvania | 2,757 | 6.625% | $6,743 | #4 |
| Florida | 2,657 | 6.500% | $8,698 | #14 |
| South Carolina | 1,905 | 6.500% | $7,514 | #5 |
| Texas | 1,626 | 6.500% | $10,363 | #37 |
| Georgia | 1,576 | 6.500% | $9,459 | #12 |
| Tennessee | 1,360 | 6.562% | $6,786 | #9 |
| New York | 1,194 | 6.625% | $6,049 | #20 |
| Alabama | 1,029 | 6.562% | $7,516 | #9 |
| New Jersey | 983 | 6.625% | $8,759 | #14 |
| California | 954 | 6.625% | $9,586 | #40 |
| Massachusetts | 915 | 6.625% | $5,633 | #10 |
| Louisiana | 893 | 6.500% | $7,073 | #10 |
| Connecticut | 645 | 6.562% | $5,573 | #7 |
| Maryland | 625 | 6.562% | $8,050 | #24 |
| Rhode Island | 610 | 6.625% | $6,200 | #1 |
| West Virginia | 594 | 6.625% | $6,487 | #4 |
| Oregon | 575 | 6.625% | $9,152 | #18 |
| Colorado | 573 | 6.625% | $7,027 | #25 |
| Arizona | 487 | 6.625% | $9,369 | #40 |
| Idaho | 464 | 6.375% | $9,591 | #10 |
| Nevada | 367 | 6.750% | $9,908 | #18 |
| Minnesota | 325 | 6.750% | $5,666 | #44 |
| Illinois | 297 | 6.750% | $7,607 | #68 |
| Ohio | 260 | 6.625% | $6,841 | #81 |
| Wisconsin | 237 | 6.750% | $5,037 | #52 |
| New Hampshire | 207 | 6.625% | $4,857 | #12 |
| Michigan | 197 | 6.625% | $5,149 | #81 |
| Delaware | 193 | 6.375% | $9,064 | #16 |
| Kentucky | 191 | 6.625% | $7,093 | #58 |
| Alaska | 158 | 6.375% | $10,437 | #9 |
| Indiana | 157 | 6.875% | $6,039 | #98 |
| New Mexico | 113 | 6.500% | $8,740 | #37 |
| Iowa | 95 | 6.750% | $5,646 | #62 |
| District of Columbia | 93 | 6.250% | $7,102 | #15 |
| Oklahoma | 53 | 6.500% | $7,955 | #95 |
| Maine | 42 | 6.750% | $4,981 | — |
| Kansas | 41 | 6.750% | $3,728 | — |
| Missouri | 35 | 6.625% | $6,143 | — |
| Vermont | 27 | 6.500% | $6,488 | — |
| Montana | 21 | 6.750% | $6,094 | — |
| Utah | 21 | 6.750% | $5,146 | — |
| Mississippi | 18 | 6.562% | $7,605 | — |
| Arkansas | 16 | 6.500% | $6,748 | — |
| Nebraska | 14 | 6.500% | $8,443 | — |
| Hawaii | 6 | 6.312% | $15,185 | — |
| South Dakota | 4 | 6.500% | $8,419 | — |
| North Dakota | 3 | 6.625% | $7,506 | — |
| Wyoming | 3 | 6.250% | $11,694 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,957 | 6.562% | — | 415 | −$2,559 | |
| 2 | $5,263 | 6.562% | — | 278 | −$2,253 | |
| 3 | $5,432 | 6.625% | — | 374 | −$2,084 | |
| 4 | $5,539 | 6.562% | — | 265 | −$1,977 | |
| 5 | $5,579 | 6.562% | — | 622 | −$1,937 | |
| 6 | $5,605 | 6.562% | — | 269 | −$1,911 | |
| 7 | $5,689 | 6.625% | — | 246 | −$1,827 | |
| 8 | $6,018 | 6.625% | — | 585 | −$1,498 | |
| 9 | $6,050 | 6.500% | — | 272 | −$1,466 | |
| 10 | $6,293 | 6.375% | — | 233 | −$1,223 | |
| 11 | $7,145 | 6.625% | — | 228 | −$371 | |
| 12 | $7,245 | 6.625% | — | 368 | −$271 | |
| 13 | $7,317 | 6.625% | — | 1,218 | −$199 | |
| 14 | $7,391 | 6.625% | — | 340 | −$125 | |
| 15 | $7,664 | 6.625% | — | 244 | +$148 | |
| 16 | $7,686 | 6.625% | — | 351 | +$170 | |
| 17 | $8,930 | 6.625% | — | 330 | +$1,414 | |
| 18 | $8,941 | 6.750% | — | 230 | +$1,425 | |
| 19 | $9,122 | 6.375% | — | 344 | +$1,606 | |
| 20 | $10,726 | 6.625% | — | 640 | +$3,210 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Movement Mortgage, LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $325,000 | $335,000 | −$10,000 (−3.0%) |
| Median total closing costs | $7,516 | $7,127 | +$389 (+5.5%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.