Shore United Bank, National Association closing costs and rates (2024)
In 2024, Shore United Bank, National Association originated 557 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $7,749. That ranks #596 nationally by origination volume. For total closing costs among lenders with 500+ originations, Shore United Bank, National Association ranks #425. That is $1,008 above the national median of $6,741. Shore United Bank, National Association is most active in Maryland with 441 originations there.
Purchase Originations
557
Ranked #596 nationally
Median Total Costs
$7,749
+14.9% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$2,528
Median Lender Credits
$500
Cost Rank (500+ vol.)
#425
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 419 | 6.625% | $6,852 | $2,284 |
| fha | 87 | 6.250% | $11,722 | $3,358 |
| va | 41 | 6.250% | $10,090 | $2,871 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Maryland | 441 | 6.500% | $7,688 | #35 |
| Virginia | 54 | 6.375% | $8,867 | #172 |
| Delaware | 22 | 6.688% | $5,981 | — |
| Pennsylvania | 15 | 6.250% | $6,918 | — |
| West Virginia | 13 | 6.250% | $8,589 | — |
| District of Columbia | 3 | 6.125% | $14,851 | — |
| Florida | 2 | 6.875% | $8,091 | — |
| North Carolina | 2 | 6.938% | $7,485 | — |
| New Jersey | 1 | 7.000% | $4,756 | — |
| Nevada | 1 | 7.250% | $5,958 | — |
| New York | 1 | 6.625% | $15,887 | — |
| South Carolina | 1 | 7.000% | $5,336 | — |
| Texas | 1 | 7.525% | $6,223 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,308 | 6.625% | — | 12 | −$2,441 | |
| 2 | $5,411 | 6.812% | — | 12 | −$2,338 | |
| 3 | $5,501 | 6.625% | — | 11 | −$2,248 | |
| 4 | $5,590 | 6.375% | — | 9 | −$2,159 | |
| 5 | $6,150 | 6.500% | — | 24 | −$1,599 | |
| 6 | $6,814 | 6.625% | — | 23 | −$935 | |
| 7 | $7,008 | 6.625% | — | 10 | −$741 | |
| 8 | $7,513 | 6.812% | — | 16 | −$236 | |
| 9 | $7,706 | 6.500% | — | 77 | −$43 | |
| 10 | $7,752 | 6.625% | — | 53 | +$3 | |
| 11 | $7,798 | 6.500% | — | 30 | +$49 | |
| 12 | $7,967 | 6.625% | — | 17 | +$218 | |
| 13 | $8,200 | 6.750% | — | 20 | +$451 | |
| 14 | $9,036 | 6.625% | — | 28 | +$1,287 | |
| 15 | $9,081 | 6.500% | — | 31 | +$1,332 | |
| 16 | $9,083 | 6.375% | — | 11 | +$1,334 | |
| 17 | $9,200 | 6.375% | — | 37 | +$1,451 | |
| 18 | $9,328 | 6.375% | — | 27 | +$1,579 | |
| 19 | $9,985 | 6.250% | — | 9 | +$2,236 | |
| 20 | $11,722 | 6.250% | — | 9 | +$3,973 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.