FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION closing costs and rates (2024)
In 2024, FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION originated 138 purchase mortgages at a median interest rate of 6.00% and median total closing costs of $3,128. That is $3,613 below the national median of $6,741. FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION is most active in Maryland with 82 originations there.
Purchase Originations
138
Median Total Costs
$3,128
−53.6% vs national ($6,741)
Median Rate
6.000%
−9.4% vs national (6.620%)
Median Origination
$1,000
Median Lender Credits
$37
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 138 | 6.000% | $3,128 | $1,000 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Maryland | 82 | 6.062% | $2,907 | #110 |
| Pennsylvania | 32 | 5.995% | $4,034 | — |
| West Virginia | 24 | 6.058% | $2,939 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,723 | 6.250% | — | 9 | −$405 | |
| 2 | $2,864 | 6.125% | — | 21 | −$264 | |
| 3 | $2,909 | 5.995% | — | 72 | −$219 | |
| 4 | $3,347 | 5.000% | — | 1 | +$219 | |
| 5 | $3,467 | 6.375% | — | 1 | +$339 | |
| 6 | $3,839 | 5.990% | — | 7 | +$711 | |
| 7 | $4,023 | 6.000% | — | 21 | +$895 | |
| 8 | $4,310 | 5.125% | — | 1 | +$1,182 | |
| 9 | $4,506 | 7.125% | — | 1 | +$1,378 | |
| 10 | $4,560 | 4.750% | — | 1 | +$1,432 | |
| 11 | $5,753 | 5.000% | — | 1 | +$2,625 | |
| 12 | $5,830 | 6.250% | — | 1 | +$2,702 | |
| 13 | $6,916 | 6.250% | — | 1 | +$3,788 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.