Homebuyers in Frederick County County who chose JPMorgan Chase Bank, National Association paid $4,644 less in closing costs than the county median.
County Median Costs
$7,318
−6.4% vs Maryland ($7,815)
Median Rate
6.490%
+0.0% vs national (6.490%)
Median Origination
$2,190
Purchase Originations
3,075
Denial Rate
4.1%
vs Maryland avg (6.3%)
vs Maryland Median
6.4% below
$-497
vs National Median
9.6% above
$638
61 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,674 | 6.558% | $545 | 20 | −$3,400 | |
| 2 | $3,955 | 6.438% | $1,496 | 26 | −$2,119 | |
| 3 | $4,085 | 5.875% | $0 | 34 | −$1,989 | |
| 4 | $4,263 | 6.375% | $0 | 61 | −$1,811 | |
| 5 | $4,555 | 6.000% | $1,091 | 16 | −$1,519 | |
| 6 | $4,597 | 6.250% | $1,320 | 24 | −$1,477 | |
| 7 | $4,636 | 6.308% | $1,300 | 14 | −$1,438 | |
| 8 | $4,714 | 6.375% | $1,883 | 11 | −$1,360 | |
| 9 | $4,838 | 6.499% | $1,810 | 13 | −$1,236 | |
| 10 | $4,962 | 6.750% | $1,690 | 21 | −$1,112 | |
| 11 | $4,978 | 6.625% | $1,640 | 24 | −$1,096 | |
| 12 | $5,074 | 6.875% | $1,475 | 14 | −$1,000 | |
| 13 | $5,152 | 6.375% | $1,250 | 64 | −$922 | |
| 14 | $5,173 | 6.375% | $1,125 | 24 | −$901 | |
| 15 | $5,177 | 6.500% | $1,390 | 15 | −$897 | |
| 16 | $5,260 | 5.875% | $1,500 | 27 | −$814 | |
| 17 | $5,316 | 6.875% | $1,525 | 31 | −$758 | |
| 18 | $5,383 | 6.562% | $1,495 | 16 | −$691 | |
| 19 | $5,392 | 6.500% | $3,185 | 127 | −$682 | |
| 20 | $5,425 | 6.625% | $1,675 | 30 | −$649 | |
| 21 | $5,482 | 6.875% | $1,355 | 12 | −$592 | |
| 22 | $5,522 | 6.990% | $1,800 | 20 | −$552 | |
| 23 | $5,558 | 6.625% | $1,918 | 29 | −$516 | |
| 24 | $5,664 | 6.312% | $1,745 | 10 | −$410 | |
| 25 | $5,816 | 6.625% | $1,999 | 69 | −$258 |
Includes lenders with 10+ purchase originations in Frederick County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Maryland → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.