Purchase Originations
2,528
Ranked #184 nationally
Median Total Costs
$7,555
+13.1% vs national ($6,680)
↓ $525 vs prior year
Median Rate
6.625%
+2.1% vs national (6.490%)
↑ 0.000% vs prior year
Median Origination
$2,403
Median Lender Credits
$307
Cost Rank (500+ vol.)
#409
among lenders with 500+ originations
Denial Rate
3.0%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,249 | 6.625% | $5,653 | $2,700 |
| fha | 740 | 6.500% | $11,296 | $3,366 |
| va | 424 | 6.625% | $5,779 | $0 |
| usda | 115 | 6.375% | $7,773 | $2,614 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Virginia | 799 | 6.625% | $7,244 | #26 |
| North Carolina | 592 | 6.625% | $6,051 | #46 |
| West Virginia | 422 | 6.500% | $9,791 | #8 |
| South Carolina | 266 | 6.500% | $6,500 | #65 |
| Pennsylvania | 157 | 6.500% | $9,451 | #121 |
| Texas | 142 | 6.500% | $9,143 | #239 |
| Maryland | 119 | 6.625% | $8,179 | #91 |
| Florida | 8 | 6.812% | $9,976 | — |
| Minnesota | 6 | 6.562% | $5,841 | — |
| Georgia | 5 | 6.625% | $9,317 | — |
| Colorado | 3 | 6.500% | $14,165 | — |
| Ohio | 3 | 6.625% | $8,940 | — |
| Delaware | 2 | 6.812% | $5,830 | — |
| Tennessee | 2 | 6.000% | $4,015 | — |
| Alabama | 1 | 7.625% | $7,902 | — |
| Missouri | 1 | 6.625% | $10,716 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,816 | 6.750% | — | 55 | −$2,739 | |
| 2 | $5,234 | 6.625% | — | 41 | −$2,321 | |
| 3 | $5,391 | 6.875% | — | 35 | −$2,164 | |
| 4 | $5,511 | 6.625% | — | 100 | −$2,044 | |
| 5 | $5,529 | 6.688% | — | 42 | −$2,026 | |
| 6 | $6,172 | 6.625% | — | 65 | −$1,383 | |
| 7 | $6,408 | 6.750% | — | 54 | −$1,147 | |
| 8 | $6,507 | 6.625% | — | 155 | −$1,048 | |
| 9 | $7,075 | 6.500% | — | 82 | −$480 | |
| 10 | $7,149 | 6.875% | — | 43 | −$406 | |
| 11 | $7,152 | 6.500% | — | 35 | −$403 | |
| 12 | $7,488 | 6.625% | — | 89 | −$67 | |
| 13 | $7,654 | 6.625% | — | 37 | +$99 | |
| 14 | $7,828 | 6.750% | — | 44 | +$273 | |
| 15 | $8,805 | 6.625% | — | 49 | +$1,250 | |
| 16 | $9,131 | 6.500% | — | 64 | +$1,576 | |
| 17 | $9,207 | 6.500% | — | 100 | +$1,652 | |
| 18 | $9,723 | 6.625% | — | 59 | +$2,168 | |
| 19 | $10,302 | 6.500% | — | 296 | +$2,747 | |
| 20 | $10,919 | 6.250% | — | 33 | +$3,364 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Integrity Home Mortgage Corporation | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $285,000 | $335,000 | −$50,000 (−14.9%) |
| Median total closing costs | $7,555 | $7,127 | +$428 (+6.0%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.