Capital Bank, National Association closing costs and rates (2024)
In 2024, Capital Bank, National Association originated 520 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $7,517. That ranks #620 nationally by origination volume. For total closing costs among lenders with 500+ originations, Capital Bank, National Association ranks #405. That is $776 above the national median of $6,741. Capital Bank, National Association is most active in Maryland with 190 originations there.
Purchase Originations
520
Ranked #620 nationally
Median Total Costs
$7,517
+11.5% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,400
Median Lender Credits
$478
Cost Rank (500+ vol.)
#405
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 358 | 6.875% | $5,979 | $1,400 |
| fha | 121 | 6.250% | $12,105 | $1,400 |
| va | 40 | 6.125% | $11,400 | $402 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Maryland | 190 | 6.625% | $6,697 | #67 |
| District of Columbia | 91 | 6.990% | $9,963 | #16 |
| Delaware | 74 | 6.625% | $6,278 | #35 |
| Virginia | 33 | 6.625% | $5,769 | — |
| Florida | 27 | 6.500% | $8,741 | — |
| Pennsylvania | 24 | 6.624% | $7,769 | — |
| North Carolina | 13 | 6.500% | $5,836 | — |
| South Carolina | 11 | 6.625% | $7,896 | — |
| Georgia | 9 | 6.500% | $10,357 | — |
| Illinois | 5 | 5.990% | $8,903 | — |
| Texas | 5 | 6.625% | $5,596 | — |
| New Jersey | 4 | 6.990% | $8,518 | — |
| Ohio | 4 | 6.375% | $5,168 | — |
| West Virginia | 4 | 6.000% | $7,071 | — |
| Alabama | 3 | 6.990% | $3,847 | — |
| California | 3 | 6.624% | $4,857 | — |
| New York | 3 | 6.625% | $6,354 | — |
| Massachusetts | 2 | 6.875% | $5,017 | — |
| Michigan | 2 | 6.500% | $3,620 | — |
| Minnesota | 2 | 6.375% | $4,323 | — |
| Arizona | 1 | 4.875% | $17,592 | — |
| Connecticut | 1 | 7.375% | $5,184 | — |
| Indiana | 1 | 6.375% | $5,419 | — |
| Kansas | 1 | 7.875% | $11,134 | — |
| Kentucky | 1 | 5.750% | $7,155 | — |
| Missouri | 1 | 6.250% | $7,810 | — |
| Nebraska | 1 | 6.750% | $6,528 | — |
| New Hampshire | 1 | 6.375% | $4,336 | — |
| Rhode Island | 1 | 6.990% | $3,297 | — |
| Tennessee | 1 | 6.875% | $3,441 | — |
| Wisconsin | 1 | 7.375% | $2,928 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,574 | 6.807% | — | 4 | −$2,943 | |
| 2 | $4,762 | 6.990% | — | 3 | −$2,755 | |
| 3 | $5,154 | 6.990% | — | 8 | −$2,363 | |
| 4 | $5,333 | 6.875% | — | 38 | −$2,184 | |
| 5 | $5,484 | 6.625% | — | 3 | −$2,033 | |
| 6 | $5,536 | 6.500% | — | 46 | −$1,981 | |
| 7 | $6,097 | 6.749% | — | 4 | −$1,420 | |
| 8 | $6,180 | 6.625% | — | 64 | −$1,337 | |
| 9 | $6,540 | 6.625% | — | 16 | −$977 | |
| 10 | $6,986 | 6.625% | — | 13 | −$531 | |
| 11 | $7,380 | 6.490% | — | 7 | −$137 | |
| 12 | $8,052 | 7.000% | — | 4 | +$535 | |
| 13 | $8,096 | 6.990% | — | 45 | +$579 | |
| 14 | $9,351 | 6.625% | — | 6 | +$1,834 | |
| 15 | $9,563 | 6.438% | — | 18 | +$2,046 | |
| 16 | $9,963 | 6.990% | — | 91 | +$2,446 | |
| 17 | $10,508 | 4.875% | — | 4 | +$2,991 | |
| 18 | $10,864 | 6.500% | — | 7 | +$3,347 | |
| 19 | $11,550 | 7.250% | — | 4 | +$4,033 | |
| 20 | $11,991 | 6.625% | — | 5 | +$4,474 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.