Lowest closing cost mortgage lenders in Calvert County County, Maryland
In Calvert County, Maryland, homebuyers paid a median of $9,969 in closing costs in 2024 — above the Maryland median of $7,916. The county saw 1,001 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, NAVY FEDERAL CREDIT UNION offered the lowest median costs at $3,440, which is $4,102 less than the county median.
Homebuyers in Calvert County County who chose NAVY FEDERAL CREDIT UNION paid $6,529 less in closing costs than the county median.
County Median Costs
$9,969
+25.9% vs Maryland ($7,916)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$3,500
Purchase Originations
1,001
vs Maryland Median
25.9% above
$2,053
vs National Median
47.9% above
$3,228
Lender rankings in Calvert County County
17 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,440 | 6.562% | $0 | 26 | −$4,102 | |
| 2 | $5,348 | 6.562% | $1,759 | 12 | −$2,194 | |
| 3 | $5,762 | 6.688% | $1,940 | 12 | −$1,780 | |
| 4 | $5,972 | 6.561% | $3,046 | 10 | −$1,570 | |
| 5 | $6,526 | 6.875% | $3,579 | 22 | −$1,016 | |
| 6 | $7,180 | 6.875% | $2,140 | 13 | −$362 | |
| 7 | $7,264 | 6.750% | $4,138 | 15 | −$278 | |
| 8 | $7,578 | 6.625% | $4,111 | 10 | +$36 | |
| 9 | $7,744 | 6.562% | $5,070 | 22 | +$202 | |
| 10 | $7,910 | 7.062% | $3,915 | 14 | +$368 | |
| 11 | $8,573 | 6.500% | $4,647 | 20 | +$1,031 | |
| 12 | $9,256 | 6.625% | $6,104 | 13 | +$1,714 | |
| 13 | $9,257 | 6.625% | $6,126 | 16 | +$1,715 | |
| 14 | $9,646 | 6.490% | $6,568 | 87 | +$2,104 | |
| 15 | $9,668 | 6.808% | $6,589 | 12 | +$2,126 |
Includes lenders with 10+ purchase originations in Calvert County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Maryland → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.