Homebuyers in Calvert County County who chose NAVY FEDERAL CREDIT UNION paid $5,791 less in closing costs than the county median.
County Median Costs
$9,669
+23.7% vs Maryland ($7,815)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$2,245
Purchase Originations
987
Denial Rate
3.0%
vs Maryland avg (6.3%)
vs Maryland Median
23.7% above
$1,854
vs National Median
44.8% above
$2,989
15 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,878 | 6.875% | $0 | 17 | −$3,168 | |
| 2 | $5,085 | 6.500% | $1,700 | 19 | −$1,962 | |
| 3 | $5,937 | 6.561% | $2,593 | 14 | −$1,110 | |
| 4 | $6,439 | 6.375% | $3,546 | 25 | −$608 | |
| 5 | $6,578 | 6.622% | $4,031 | 12 | −$469 | |
| 6 | $7,450 | 6.625% | $4,225 | 20 | +$402 | |
| 7 | $8,182 | 6.490% | $3,143 | 17 | +$1,136 | |
| 8 | $8,337 | 6.625% | $3,363 | 10 | +$1,290 | |
| 9 | $8,411 | 6.688% | $4,626 | 20 | +$1,364 | |
| 10 | $8,764 | 6.600% | $5,165 | 12 | +$1,717 | |
| 11 | $11,073 | 6.490% | $7,472 | 68 | +$4,026 |
Includes lenders with 10+ purchase originations in Calvert County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Maryland → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.