FIRST HOME MORTGAGE CORPORATION closing costs and rates (2024)
In 2024, FIRST HOME MORTGAGE CORPORATION originated 4,218 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $9,548. That ranks #109 nationally by origination volume. For total closing costs among lenders with 500+ originations, FIRST HOME MORTGAGE CORPORATION ranks #529. That is $2,807 above the national median of $6,741. FIRST HOME MORTGAGE CORPORATION is most active in Maryland with 2,671 originations there.
Purchase Originations
4,218
Ranked #109 nationally
Median Total Costs
$9,548
+41.6% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$5,152
Median Lender Credits
$494
Cost Rank (500+ vol.)
#529
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 2,924 | 6.625% | $8,530 | $5,365 |
| fha | 670 | 6.625% | $14,971 | $5,422 |
| va | 554 | 6.250% | $10,410 | $2,592 |
| usda | 70 | 6.250% | $10,449 | $4,409 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Maryland | 2,671 | 6.625% | $9,753 | #2 |
| Virginia | 373 | 6.625% | $9,131 | #52 |
| North Carolina | 339 | 6.625% | $7,917 | #67 |
| District of Columbia | 294 | 6.490% | $9,254 | #2 |
| Massachusetts | 124 | 6.490% | $11,137 | #80 |
| Pennsylvania | 120 | 6.750% | $10,429 | #147 |
| South Carolina | 108 | 6.990% | $5,799 | #111 |
| Florida | 45 | 6.625% | $9,279 | — |
| Rhode Island | 43 | 6.500% | $14,343 | — |
| Delaware | 31 | 6.490% | $11,056 | — |
| West Virginia | 30 | 6.625% | $8,907 | — |
| Tennessee | 14 | 6.625% | $11,233 | — |
| New Jersey | 13 | 7.125% | $11,233 | — |
| Connecticut | 8 | 6.938% | $11,852 | — |
| Georgia | 3 | 6.625% | $9,952 | — |
| New Hampshire | 2 | 7.058% | $15,258 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,567 | 6.990% | — | 51 | −$3,981 | |
| 2 | $7,615 | 6.750% | — | 271 | −$1,933 | |
| 3 | $8,287 | 6.625% | — | 133 | −$1,261 | |
| 4 | $8,402 | 6.500% | — | 61 | −$1,146 | |
| 5 | $8,993 | 6.812% | — | 62 | −$555 | |
| 6 | $9,029 | 6.625% | — | 71 | −$519 | |
| 7 | $9,234 | 6.625% | — | 273 | −$314 | |
| 8 | $9,254 | 6.490% | — | 294 | −$294 | |
| 9 | $9,351 | 6.490% | — | 72 | −$197 | |
| 10 | $9,411 | 6.750% | — | 343 | −$137 | |
| 11 | $9,922 | 6.490% | — | 230 | +$374 | |
| 12 | $9,956 | 6.750% | — | 115 | +$408 | |
| 13 | $10,078 | 6.625% | — | 134 | +$530 | |
| 14 | $10,127 | 6.625% | — | 405 | +$579 | |
| 15 | $10,186 | 6.625% | — | 118 | +$638 | |
| 16 | $10,209 | 6.490% | — | 67 | +$661 | |
| 17 | $11,366 | 6.490% | — | 224 | +$1,818 | |
| 18 | $11,459 | 6.490% | — | 188 | +$1,911 | |
| 19 | $12,114 | 6.625% | — | 63 | +$2,566 | |
| 20 | $13,604 | 6.625% | — | 70 | +$4,056 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.