Lowest closing cost mortgage lenders in Carroll County County, Maryland
In Carroll County, Maryland, homebuyers paid a median of $7,338 in closing costs in 2024 — below the Maryland median of $7,916. The county saw 1,514 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, NAVY FEDERAL CREDIT UNION offered the lowest median costs at $4,066, which is $2,180 less than the county median.
Homebuyers in Carroll County County who chose NAVY FEDERAL CREDIT UNION paid $3,272 less in closing costs than the county median.
County Median Costs
$7,338
−7.3% vs Maryland ($7,916)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,723
Purchase Originations
1,514
vs Maryland Median
7.3% below
$-578
vs National Median
8.9% above
$597
Lender rankings in Carroll County County
35 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,066 | 6.625% | $0 | 16 | −$2,180 | |
| 2 | $4,849 | 6.490% | $1,375 | 19 | −$1,397 | |
| 3 | $4,911 | 6.438% | $1,250 | 10 | −$1,335 | |
| 4 | $4,923 | 6.875% | $1,640 | 11 | −$1,323 | |
| 5 | $4,933 | 6.375% | $1,140 | 11 | −$1,313 | |
| 6 | $4,935 | 6.562% | $1,669 | 18 | −$1,311 | |
| 7 | $4,941 | 7.125% | $1,640 | 21 | −$1,305 | |
| 8 | $5,067 | 5.990% | $2,190 | 11 | −$1,179 | |
| 9 | $5,123 | 6.625% | $1,425 | 22 | −$1,123 | |
| 10 | $5,146 | 6.937% | $1,595 | 39 | −$1,100 | |
| 11 | $5,304 | 6.250% | $995 | 13 | −$942 | |
| 12 | $5,392 | 6.625% | $1,520 | 17 | −$854 | |
| 13 | $5,608 | 7.125% | $2,899 | 23 | −$638 | |
| 14 | $5,683 | 6.990% | $1,355 | 17 | −$563 | |
| 15 | $5,875 | 6.875% | $3,020 | 25 | −$371 | |
| 16 | $5,982 | 6.990% | $3,174 | 21 | −$264 | |
| 17 | $6,104 | 6.750% | $2,164 | 22 | −$142 | |
| 18 | $6,134 | 6.990% | $2,811 | 22 | −$112 | |
| 19 | $6,247 | 6.625% | $3,868 | 68 | +$1 | |
| 20 | $6,335 | 6.875% | $2,649 | 24 | +$89 | |
| 21 | $6,394 | 6.688% | $2,672 | 10 | +$148 | |
| 22 | $6,872 | 6.625% | $3,526 | 11 | +$626 | |
| 23 | $7,058 | 6.433% | $2,972 | 10 | +$812 | |
| 24 | $7,429 | 6.625% | $3,142 | 22 | +$1,183 | |
| 25 | $7,435 | 6.990% | $4,561 | 45 | +$1,189 | |
| 26 | $7,589 | 6.625% | $4,873 | 43 | +$1,343 | |
| 27 | $7,606 | 6.625% | $3,845 | 17 | +$1,360 | |
| 28 | $7,621 | 6.562% | $4,425 | 20 | +$1,375 | |
| 29 | $7,735 | 6.625% | $4,914 | 10 | +$1,489 | |
| 30 | $7,931 | 6.990% | $4,753 | 10 | +$1,685 | |
| 31 | $8,122 | 6.688% | $5,097 | 54 | +$1,876 | |
| 32 | $8,184 | 6.625% | $4,880 | 30 | +$1,938 | |
| 33 | $8,398 | 6.625% | $5,276 | 59 | +$2,152 | |
| 34 | $9,233 | 6.500% | $5,397 | 16 | +$2,987 |
Includes lenders with 10+ purchase originations in Carroll County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Maryland → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.