Purchase Originations
1,202
Ranked #327 nationally
Median Total Costs
$7,451
+11.5% vs national ($6,680)
↓ $736 vs prior year
Median Rate
6.624%
+2.1% vs national (6.490%)
↓ 0.001% vs prior year
Median Origination
$2,264
Median Lender Credits
$70
Cost Rank (500+ vol.)
#402
among lenders with 500+ originations
Denial Rate
4.3%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 874 | 6.625% | $5,897 | $1,998 |
| fha | 288 | 6.500% | $13,602 | $2,842 |
| va | 37 | 6.500% | $8,085 | $2,385 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Massachusetts | 331 | 6.490% | $7,856 | #34 |
| Florida | 273 | 6.625% | $10,111 | #129 |
| Connecticut | 125 | 6.500% | $5,243 | #44 |
| Maryland | 123 | 6.625% | $7,559 | #88 |
| South Carolina | 100 | 6.375% | $7,523 | #118 |
| Rhode Island | 85 | 6.625% | $5,965 | #30 |
| New Hampshire | 62 | 6.625% | $5,623 | #45 |
| Pennsylvania | 49 | 6.625% | $8,970 | — |
| North Carolina | 20 | 6.625% | $4,632 | — |
| Delaware | 10 | 6.750% | $6,649 | — |
| Virginia | 6 | 6.750% | $6,582 | — |
| Texas | 3 | 6.490% | $6,520 | — |
| Alabama | 2 | 6.370% | $23,517 | — |
| District of Columbia | 2 | 7.183% | $8,820 | — |
| Georgia | 2 | 7.000% | $8,882 | — |
| Kentucky | 2 | 3.938% | $6,116 | — |
| Maine | 2 | 6.188% | $8,441 | — |
| Vermont | 2 | 6.500% | $11,106 | — |
| Colorado | 1 | 6.875% | $5,957 | — |
| Tennessee | 1 | 6.990% | $8,853 | — |
| Washington | 1 | 6.750% | $9,396 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,133 | 6.500% | — | 86 | −$2,318 | |
| 2 | $5,338 | 6.688% | — | 30 | −$2,113 | |
| 3 | $6,102 | 6.490% | — | 68 | −$1,349 | |
| 4 | $6,170 | 6.375% | — | 31 | −$1,281 | |
| 5 | $6,245 | 6.750% | — | 51 | −$1,206 | |
| 6 | $6,684 | 6.375% | — | 31 | −$767 | |
| 7 | $7,733 | 6.625% | — | 20 | +$282 | |
| 8 | $7,948 | 6.625% | — | 31 | +$497 | |
| 9 | $7,989 | 6.625% | — | 25 | +$538 | |
| 10 | $7,999 | 6.250% | — | 38 | +$548 | |
| 11 | $8,099 | 6.495% | — | 36 | +$648 | |
| 12 | $8,318 | 6.500% | — | 101 | +$867 | |
| 13 | $9,527 | 6.500% | — | 45 | +$2,076 | |
| 14 | $9,967 | 6.500% | — | 23 | +$2,516 | |
| 15 | $10,081 | 6.688% | — | 62 | +$2,630 | |
| 16 | $10,157 | 6.875% | — | 19 | +$2,706 | |
| 17 | $10,245 | 6.688% | — | 26 | +$2,794 | |
| 18 | $10,426 | 6.625% | — | 21 | +$2,975 | |
| 19 | $11,570 | 6.625% | — | 26 | +$4,119 | |
| 20 | $12,970 | 6.562% | — | 20 | +$5,519 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Mortgage Equity Partners LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $355,000 | $335,000 | +$20,000 (+6.0%) |
| Median total closing costs | $7,451 | $7,127 | +$324 (+4.5%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.