CREDIT UNION MORTGAGE ASSOCIATION, INC. closing costs and rates (2024)
In 2024, CREDIT UNION MORTGAGE ASSOCIATION, INC. originated 664 purchase mortgages at a median interest rate of 6.00% and median total closing costs of $4,757. That ranks #528 nationally by origination volume. For total closing costs among lenders with 500+ originations, CREDIT UNION MORTGAGE ASSOCIATION, INC. ranks #178. That is $1,984 below the national median of $6,741. CREDIT UNION MORTGAGE ASSOCIATION, INC. is most active in Maryland with 113 originations there.
Purchase Originations
664
Ranked #528 nationally
Median Total Costs
$4,757
−29.4% vs national ($6,741)
Median Rate
6.000%
−9.4% vs national (6.620%)
Median Origination
$1,295
Median Lender Credits
$288
Cost Rank (500+ vol.)
#178
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 610 | 6.000% | $4,639 | $1,295 |
| fha | 36 | 6.125% | $9,366 | $1,295 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Maryland | 113 | 5.875% | $4,830 | #94 |
| Virginia | 96 | 6.000% | $5,296 | #131 |
| North Carolina | 87 | 5.875% | $3,829 | #154 |
| Pennsylvania | 64 | 6.000% | $4,869 | #190 |
| Florida | 37 | 6.375% | $5,192 | — |
| New York | 34 | 6.000% | $4,682 | — |
| Illinois | 25 | 6.125% | $6,500 | — |
| Tennessee | 25 | 6.000% | $5,637 | — |
| Ohio | 21 | 6.250% | $4,308 | — |
| District of Columbia | 20 | 6.125% | $6,330 | — |
| Mississippi | 16 | 6.000% | $5,473 | — |
| New Jersey | 14 | 6.188% | $7,015 | — |
| Kentucky | 13 | 5.875% | $3,718 | — |
| South Carolina | 12 | 6.000% | $4,253 | — |
| Texas | 12 | 6.125% | $6,299 | — |
| West Virginia | 11 | 5.875% | $4,440 | — |
| Georgia | 9 | 6.000% | $5,511 | — |
| Indiana | 8 | 6.000% | $3,107 | — |
| Colorado | 5 | 5.625% | $3,546 | — |
| Delaware | 5 | 5.375% | $5,290 | — |
| California | 3 | 6.625% | $7,728 | — |
| Connecticut | 3 | 6.375% | $4,922 | — |
| Louisiana | 3 | 5.875% | $4,063 | — |
| New Mexico | 3 | 5.250% | $4,145 | — |
| Wisconsin | 3 | 5.875% | $2,902 | — |
| Idaho | 2 | 6.500% | $12,975 | — |
| Kansas | 2 | 6.125% | $3,056 | — |
| Maine | 2 | 6.438% | $4,643 | — |
| Michigan | 2 | 6.438% | $4,557 | — |
| Minnesota | 2 | 6.438% | $4,252 | — |
| Missouri | 2 | 5.750% | $3,367 | — |
| Oregon | 2 | 5.938% | $6,304 | — |
| Alaska | 1 | 6.875% | $3,479 | — |
| Alabama | 1 | 5.750% | $3,726 | — |
| Arizona | 1 | 5.000% | $7,152 | — |
| Massachusetts | 1 | 6.000% | $4,870 | — |
| North Dakota | 1 | 5.750% | $4,540 | — |
| Oklahoma | 1 | 6.250% | $4,813 | — |
| Vermont | 1 | 6.250% | $6,163 | — |
| Washington | 1 | 5.750% | $5,311 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,304 | 5.625% | — | 17 | −$1,453 | |
| 2 | $3,615 | 5.438% | — | 8 | −$1,142 | |
| 3 | $3,809 | 6.062% | — | 12 | −$948 | |
| 4 | $3,874 | 6.000% | — | 15 | −$883 | |
| 5 | $3,977 | 5.625% | — | 11 | −$780 | |
| 6 | $4,285 | 6.250% | — | 13 | −$472 | |
| 7 | $4,334 | 5.562% | — | 8 | −$423 | |
| 8 | $4,411 | 6.125% | — | 11 | −$346 | |
| 9 | $4,458 | 5.875% | — | 17 | −$299 | |
| 10 | $4,628 | 5.875% | — | 8 | −$129 | |
| 11 | $4,742 | 5.625% | — | 8 | −$15 | |
| 12 | $4,902 | 5.938% | — | 10 | +$145 | |
| 13 | $4,925 | 5.750% | — | 17 | +$168 | |
| 14 | $5,118 | 6.375% | — | 14 | +$361 | |
| 15 | $5,467 | 6.000% | — | 19 | +$710 | |
| 16 | $5,563 | 5.812% | — | 22 | +$806 | |
| 17 | $6,330 | 6.125% | — | 20 | +$1,573 | |
| 18 | $6,582 | 6.000% | — | 14 | +$1,825 | |
| 19 | $6,757 | 5.938% | — | 12 | +$2,000 | |
| 20 | $6,845 | 5.750% | — | 20 | +$2,088 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.