Purchase Originations
17,555
Ranked #24 nationally
Median Total Costs
$2,022
−69.7% vs national ($6,680)
↓ $270 vs prior year
Median Rate
5.500%
−15.3% vs national (6.490%)
↓ 0.375% vs prior year
Median Origination
$0
Median Lender Credits
$47
Cost Rank (500+ vol.)
#12
among lenders with 500+ originations
Denial Rate
12.5%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 12,412 | 5.875% | $945 | $0 |
| fha | 2,916 | 4.875% | $7,778 | $0 |
| va | 2,181 | 4.990% | $3,529 | $0 |
| usda | 46 | 4.750% | $4,693 | $0 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Florida | 3,864 | 5.375% | $2,871 | #8 |
| Texas | 2,963 | 4.990% | $4,594 | #16 |
| North Carolina | 1,313 | 5.750% | $948 | #22 |
| Arizona | 1,086 | 4.990% | $1,649 | #15 |
| South Carolina | 1,086 | 5.990% | $827 | #14 |
| Ohio | 1,041 | 5.625% | $1,742 | #23 |
| California | 895 | 5.500% | $802 | #45 |
| Georgia | 778 | 5.375% | $2,156 | #33 |
| Nevada | 667 | 5.500% | $176 | #9 |
| Illinois | 583 | 6.375% | $1,714 | #41 |
| Indiana | 576 | 5.500% | $1,231 | #28 |
| Minnesota | 403 | 6.250% | $2,819 | #36 |
| Michigan | 400 | 6.375% | $1,939 | #50 |
| New Mexico | 317 | 4.990% | $2,283 | #11 |
| Maryland | 271 | 6.125% | $827 | #51 |
| Tennessee | 198 | 6.125% | $1,375 | #77 |
| Virginia | 185 | 6.125% | $798 | #86 |
| Washington | 183 | 5.250% | $9 | #66 |
| Colorado | 168 | 4.990% | $1,039 | #83 |
| Kentucky | 159 | 5.500% | $1,772 | #63 |
| Massachusetts | 130 | 6.438% | $550 | #73 |
| Pennsylvania | 121 | 6.500% | $2,314 | #143 |
| New Jersey | 119 | 6.250% | $2,736 | #93 |
| Oregon | 29 | 5.250% | $2,264 | — |
| Utah | 20 | 5.120% | $858 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $176 | 5.500% | — | 667 | −$1,846 | |
| 2 | $714 | 6.125% | — | 266 | −$1,308 | |
| 3 | $730 | 5.990% | — | 253 | −$1,292 | |
| 4 | $827 | 5.688% | — | 212 | −$1,195 | |
| 5 | $917 | 5.500% | — | 249 | −$1,105 | |
| 6 | $1,176 | 5.500% | — | 406 | −$846 | |
| 7 | $1,233 | 5.500% | — | 276 | −$789 | |
| 8 | $1,606 | 5.250% | — | 216 | −$416 | |
| 9 | $1,650 | 6.500% | — | 335 | −$372 | |
| 10 | $1,702 | 5.375% | — | 365 | −$320 | |
| 11 | $1,739 | 5.000% | — | 715 | −$283 | |
| 12 | $2,405 | 5.990% | — | 363 | +$383 | |
| 13 | $2,500 | 5.500% | — | 270 | +$478 | |
| 14 | $2,555 | 4.990% | — | 315 | +$533 | |
| 15 | $2,684 | 5.625% | — | 421 | +$662 | |
| 16 | $3,041 | 5.875% | — | 421 | +$1,019 | |
| 17 | $3,947 | 5.500% | — | 414 | +$1,925 | |
| 18 | $4,771 | 5.125% | — | 253 | +$2,749 | |
| 19 | $4,896 | 4.995% | — | 402 | +$2,874 | |
| 20 | $5,832 | 4.750% | — | 458 | +$3,810 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Pulte Mortgage LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $415,000 | $335,000 | +$80,000 (+23.9%) |
| Median total closing costs | $2,022 | $7,127 | −$5,105 (−71.6%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.