Homebuyers in Baltimore city County who chose Bank of America, National Association paid $5,199 less in closing costs than the county median.
County Median Costs
$7,303
−6.5% vs Maryland ($7,815)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$2,217
Purchase Originations
4,402
Denial Rate
7.0%
vs Maryland avg (6.3%)
vs Maryland Median
6.5% below
$-512
vs National Median
9.3% above
$623
62 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,104 | 5.875% | $885 | 82 | −$3,609 | |
| 2 | $2,813 | 9.250% | $1,626 | 16 | −$2,900 | |
| 3 | $2,837 | 7.125% | $437 | 11 | −$2,876 | |
| 4 | $3,866 | 6.375% | $1,737 | 24 | −$1,847 | |
| 5 | $4,074 | 6.375% | $1,125 | 25 | −$1,639 | |
| 6 | $4,388 | 5.875% | $1,295 | 11 | −$1,325 | |
| 7 | $4,400 | 5.750% | $1,100 | 14 | −$1,313 | |
| 8 | $4,419 | 6.125% | $1,326 | 36 | −$1,294 | |
| 9 | $4,542 | 6.625% | $1,560 | 21 | −$1,171 | |
| 10 | $4,714 | 6.495% | $1,355 | 46 | −$999 | |
| 11 | $4,748 | 6.500% | $1,695 | 10 | −$965 | |
| 12 | $4,780 | 6.750% | $2,083 | 23 | −$933 | |
| 13 | $4,794 | 6.250% | $1,480 | 11 | −$919 | |
| 14 | $4,817 | 5.750% | $1,675 | 15 | −$896 | |
| 15 | $4,910 | 6.800% | $1,640 | 11 | −$803 | |
| 16 | $4,969 | 6.875% | $1,797 | 23 | −$744 | |
| 17 | $5,004 | 6.625% | $1,700 | 25 | −$709 | |
| 18 | $5,065 | 6.688% | $1,955 | 10 | −$648 | |
| 19 | $5,114 | 6.875% | $1,995 | 49 | −$598 | |
| 20 | $5,140 | 6.500% | $1,945 | 113 | −$573 | |
| 21 | $5,148 | 6.625% | $1,680 | 64 | −$565 | |
| 22 | $5,171 | 6.750% | $1,770 | 50 | −$542 | |
| 23 | $5,174 | 6.475% | $1,590 | 54 | −$539 | |
| 24 | $5,212 | 6.625% | $1,940 | 15 | −$501 | |
| 25 | $5,256 | 6.625% | $1,598 | 33 | −$457 |
Includes lenders with 10+ purchase originations in Baltimore city County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Maryland → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.