Orrstown Bank closing costs and rates (2024)
In 2024, Orrstown Bank originated 207 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $5,628. That is $1,113 below the national median of $6,741. Orrstown Bank is most active in Pennsylvania with 190 originations there.
Purchase Originations
207
Median Total Costs
$5,628
−16.5% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,100
Median Lender Credits
$27
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 186 | 6.625% | $5,283 | $1,100 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Pennsylvania | 190 | 6.625% | $5,660 | #104 |
| Maryland | 14 | 6.375% | $5,436 | — |
| Colorado | 1 | 6.875% | $2,964 | — |
| Delaware | 1 | 7.000% | $9,594 | — |
| Wisconsin | 1 | 6.625% | $2,645 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,964 | 6.875% | — | 1 | −$2,664 | |
| 2 | $3,405 | 6.875% | — | 1 | −$2,223 | |
| 3 | $4,239 | 6.500% | — | 1 | −$1,389 | |
| 4 | $4,252 | 6.062% | — | 2 | −$1,376 | |
| 5 | $4,262 | 6.562% | — | 32 | −$1,366 | |
| 6 | $4,424 | 6.870% | — | 6 | −$1,204 | |
| 7 | $4,553 | 7.000% | — | 1 | −$1,075 | |
| 8 | $4,889 | 6.625% | — | 28 | −$739 | |
| 9 | $5,062 | 6.250% | — | 8 | −$566 | |
| 10 | $5,105 | 6.125% | — | 5 | −$523 | |
| 11 | $5,438 | 6.125% | — | 1 | −$190 | |
| 12 | $5,693 | 7.000% | — | 1 | +$65 | |
| 13 | $5,795 | 6.500% | — | 8 | +$167 | |
| 14 | $5,972 | 6.625% | — | 39 | +$344 | |
| 15 | $6,135 | 6.750% | — | 13 | +$507 | |
| 16 | $6,490 | 6.750% | — | 5 | +$862 | |
| 17 | $6,752 | 6.125% | — | 3 | +$1,124 | |
| 18 | $7,032 | 6.625% | — | 44 | +$1,404 | |
| 19 | $8,027 | 6.750% | — | 2 | +$2,399 | |
| 20 | $9,594 | 7.000% | — | 1 | +$3,966 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.