Purchase Originations
2,049
Ranked #219 nationally
Median Total Costs
$4,908
−26.5% vs national ($6,680)
↓ $32 vs prior year
Median Rate
6.375%
−1.8% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$1,791
Median Lender Credits
$407
Cost Rank (500+ vol.)
#190
among lenders with 500+ originations
Denial Rate
9.0%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,627 | 6.500% | $4,432 | $1,858 |
| fha | 318 | 6.125% | $7,537 | $1,728 |
| va | 61 | 6.125% | $4,945 | $171 |
| usda | 43 | 6.125% | $5,719 | $1,695 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Ohio | 968 | 6.375% | $4,727 | #26 |
| West Virginia | 478 | 6.250% | $4,325 | #7 |
| Maryland | 137 | 6.500% | $7,646 | #82 |
| Pennsylvania | 135 | 6.500% | $6,980 | #135 |
| Kentucky | 131 | 6.375% | $4,535 | #73 |
| Indiana | 82 | 6.250% | $3,803 | #141 |
| Michigan | 45 | 6.500% | $4,180 | — |
| Virginia | 34 | 6.375% | $9,736 | — |
| Florida | 10 | 6.312% | $5,653 | — |
| District of Columbia | 9 | 6.500% | $8,012 | — |
| Tennessee | 3 | 6.625% | $7,535 | — |
| Delaware | 2 | 6.438% | $8,333 | — |
| North Carolina | 2 | 6.688% | $4,095 | — |
| South Carolina | 2 | 6.125% | $8,303 | — |
| Texas | 2 | 6.750% | $9,338 | — |
| Alabama | 1 | 6.875% | $3,775 | — |
| Arkansas | 1 | 6.625% | $10,487 | — |
| Colorado | 1 | 6.625% | $3,684 | — |
| Georgia | 1 | 6.250% | $5,935 | — |
| Illinois | 1 | 5.750% | $5,863 | — |
| Missouri | 1 | 6.125% | $3,939 | — |
| Mississippi | 1 | 7.000% | $6,235 | — |
| Montana | 1 | 6.375% | $4,654 | — |
| Wisconsin | 1 | 6.875% | $2,963 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,639 | 6.500% | — | 30 | −$1,269 | |
| 2 | $3,909 | 6.350% | — | 85 | −$999 | |
| 3 | $3,980 | 6.375% | — | 29 | −$928 | |
| 4 | $4,098 | 6.438% | — | 28 | −$810 | |
| 5 | $4,166 | 6.250% | — | 32 | −$742 | |
| 6 | $4,231 | 6.188% | — | 40 | −$677 | |
| 7 | $4,312 | 6.125% | — | 33 | −$596 | |
| 8 | $4,322 | 6.250% | — | 53 | −$586 | |
| 9 | $4,323 | 6.500% | — | 50 | −$585 | |
| 10 | $4,324 | 6.250% | — | 80 | −$584 | |
| 11 | $4,379 | 6.625% | — | 32 | −$529 | |
| 12 | $4,394 | 6.375% | — | 69 | −$514 | |
| 13 | $4,416 | 6.500% | — | 49 | −$492 | |
| 14 | $4,700 | 7.000% | — | 44 | −$208 | |
| 15 | $4,960 | 6.500% | — | 34 | +$52 | |
| 16 | $5,314 | 6.162% | — | 30 | +$406 | |
| 17 | $5,343 | 6.375% | — | 33 | +$435 | |
| 18 | $5,561 | 6.375% | — | 33 | +$653 | |
| 19 | $5,674 | 6.125% | — | 53 | +$766 | |
| 20 | $7,011 | 6.375% | — | 31 | +$2,103 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | WesBanco Bank, Inc. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $235,000 | $335,000 | −$100,000 (−29.9%) |
| Median total closing costs | $4,908 | $7,127 | −$2,219 (−31.1%) |
Other high-volume lenders side-by-side.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.