FIDELITY DIRECT MORTGAGE, LLC closing costs and rates (2024)
In 2024, FIDELITY DIRECT MORTGAGE, LLC originated 592 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $9,882. That ranks #571 nationally by origination volume. For total closing costs among lenders with 500+ originations, FIDELITY DIRECT MORTGAGE, LLC ranks #540. That is $3,141 above the national median of $6,741. FIDELITY DIRECT MORTGAGE, LLC is most active in Maryland with 361 originations there.
Purchase Originations
592
Ranked #571 nationally
Median Total Costs
$9,882
+46.6% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$3,942
Median Lender Credits
$114
Cost Rank (500+ vol.)
#540
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 309 | 6.625% | $6,745 | $3,575 |
| fha | 223 | 6.750% | $13,875 | $4,303 |
| va | 59 | 6.500% | $10,556 | $3,531 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Maryland | 361 | 6.625% | $10,420 | #47 |
| Virginia | 144 | 6.625% | $9,179 | #105 |
| Florida | 24 | 6.750% | $8,443 | — |
| North Carolina | 24 | 6.625% | $8,292 | — |
| Pennsylvania | 14 | 6.750% | $7,855 | — |
| District of Columbia | 9 | 6.490% | $10,674 | — |
| Delaware | 8 | 6.688% | $6,138 | — |
| West Virginia | 4 | 6.688% | $9,698 | — |
| Ohio | 2 | 6.558% | $5,675 | — |
| South Carolina | 2 | 6.375% | $6,241 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,703 | 6.490% | — | 8 | −$5,179 | |
| 2 | $5,375 | 6.500% | — | 11 | −$4,507 | |
| 3 | $6,928 | 6.750% | — | 9 | −$2,954 | |
| 4 | $7,971 | 6.490% | — | 15 | −$1,911 | |
| 5 | $8,331 | 6.438% | — | 8 | −$1,551 | |
| 6 | $8,757 | 6.625% | — | 36 | −$1,125 | |
| 7 | $8,775 | 6.750% | — | 39 | −$1,107 | |
| 8 | $9,126 | 6.375% | — | 7 | −$756 | |
| 9 | $9,483 | 6.683% | — | 8 | −$399 | |
| 10 | $9,942 | 6.750% | — | 46 | +$60 | |
| 11 | $10,216 | 6.875% | — | 21 | +$334 | |
| 12 | $10,479 | 6.625% | — | 12 | +$597 | |
| 13 | $10,634 | 6.688% | — | 20 | +$752 | |
| 14 | $10,674 | 6.490% | — | 9 | +$792 | |
| 15 | $11,355 | 6.312% | — | 8 | +$1,473 | |
| 16 | $11,645 | 6.875% | — | 16 | +$1,763 | |
| 17 | $12,073 | 6.625% | — | 100 | +$2,191 | |
| 18 | $12,406 | 6.750% | — | 28 | +$2,524 | |
| 19 | $12,565 | 6.625% | — | 32 | +$2,683 | |
| 20 | $14,878 | 6.750% | — | 13 | +$4,996 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.