THE LOAN STORE, INC. closing costs and rates (2024)
In 2024, THE LOAN STORE, INC. originated 11,392 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $8,201. That ranks #36 nationally by origination volume. For total closing costs among lenders with 500+ originations, THE LOAN STORE, INC. ranks #459. That is $1,460 above the national median of $6,741. THE LOAN STORE, INC. is most active in California with 2,224 originations there.
Purchase Originations
11,392
Ranked #36 nationally
Median Total Costs
$8,201
+21.7% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$3,239
Median Lender Credits
$1,097
Cost Rank (500+ vol.)
#459
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 8,651 | 6.625% | $6,929 | $3,312 |
| fha | 1,873 | 6.250% | $14,175 | $3,667 |
| va | 838 | 6.250% | $9,818 | $2,063 |
| usda | 30 | 6.125% | $8,190 | $3,228 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 2,224 | 6.625% | $9,057 | #23 |
| Florida | 1,064 | 6.625% | $11,940 | #49 |
| Texas | 1,000 | 6.500% | $10,428 | #65 |
| Utah | 711 | 6.500% | $8,390 | #11 |
| Arizona | 685 | 6.625% | $7,789 | #25 |
| Illinois | 671 | 6.625% | $6,260 | #36 |
| Colorado | 629 | 6.500% | $6,226 | #21 |
| Oregon | 403 | 6.500% | $9,829 | #25 |
| Michigan | 402 | 6.688% | $4,958 | #47 |
| Washington | 325 | 6.500% | $9,362 | #42 |
| Georgia | 293 | 6.625% | $7,793 | #80 |
| South Carolina | 257 | 6.375% | $7,561 | #61 |
| Nevada | 240 | 6.625% | $7,245 | #26 |
| North Carolina | 235 | 6.625% | $6,491 | #95 |
| Pennsylvania | 232 | 6.625% | $7,664 | #93 |
| New Jersey | 200 | 6.625% | $9,411 | #64 |
| Ohio | 186 | 6.625% | $5,330 | #96 |
| Tennessee | 182 | 6.625% | $8,207 | #80 |
| Alabama | 176 | 6.500% | $7,341 | #58 |
| Indiana | 170 | 6.625% | $4,178 | #91 |
| Alaska | 166 | 6.250% | $7,226 | #9 |
| Kentucky | 145 | 6.625% | $4,610 | #64 |
| Maryland | 144 | 6.625% | $10,140 | #84 |
| Idaho | 114 | 6.250% | $8,623 | #42 |
| Virginia | 91 | 6.490% | $10,755 | #135 |
| Connecticut | 52 | 6.500% | $6,103 | #70 |
| Louisiana | 49 | 6.625% | $7,375 | — |
| Hawaii | 44 | 6.433% | $8,360 | — |
| Minnesota | 33 | 6.625% | $6,330 | — |
| Oklahoma | 32 | 6.312% | $9,181 | — |
| Delaware | 30 | 6.688% | $6,234 | — |
| Kansas | 28 | 6.875% | $6,227 | — |
| Missouri | 28 | 6.625% | $4,866 | — |
| Montana | 22 | 6.312% | $6,628 | — |
| Wisconsin | 18 | 6.933% | $3,772 | — |
| Iowa | 17 | 6.625% | $3,685 | — |
| Arkansas | 15 | 6.625% | $7,697 | — |
| Mississippi | 15 | 6.625% | $6,706 | — |
| New Mexico | 14 | 6.308% | $6,040 | — |
| Wyoming | 14 | 6.558% | $6,779 | — |
| Nebraska | 11 | 6.990% | $5,218 | — |
| District of Columbia | 9 | 6.875% | $11,500 | — |
| West Virginia | 7 | 6.625% | $7,382 | — |
| South Dakota | 4 | 6.370% | $14,155 | — |
| New Hampshire | 3 | 6.490% | $4,728 | — |
| Maine | 2 | 6.312% | $9,265 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,411 | 6.750% | — | 97 | −$3,790 | |
| 2 | $6,069 | 6.625% | — | 293 | −$2,132 | |
| 3 | $6,631 | 6.625% | — | 112 | −$1,570 | |
| 4 | $6,739 | 6.625% | — | 295 | −$1,462 | |
| 5 | $7,013 | 6.625% | — | 124 | −$1,188 | |
| 6 | $7,153 | 6.625% | — | 190 | −$1,048 | |
| 7 | $7,353 | 6.625% | — | 127 | −$848 | |
| 8 | $7,362 | 6.625% | — | 381 | −$839 | |
| 9 | $7,578 | 6.188% | — | 98 | −$623 | |
| 10 | $7,657 | 6.625% | — | 202 | −$544 | |
| 11 | $9,225 | 6.625% | — | 148 | +$1,024 | |
| 12 | $10,056 | 6.875% | — | 119 | +$1,855 | |
| 13 | $10,689 | 6.500% | — | 103 | +$2,488 | |
| 14 | $10,714 | 6.625% | — | 187 | +$2,513 | |
| 15 | $10,729 | 6.500% | — | 262 | +$2,528 | |
| 16 | $10,774 | 6.625% | — | 213 | +$2,573 | |
| 17 | $10,851 | 6.625% | — | 170 | +$2,650 | |
| 18 | $13,412 | 6.750% | — | 217 | +$5,211 | |
| 19 | $14,462 | 6.625% | — | 124 | +$6,261 | |
| 20 | $17,945 | 6.625% | — | 145 | +$9,744 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.