Lowest closing cost mortgage lenders in Cecil County County, Maryland
In Cecil County, Maryland, homebuyers paid a median of $7,967 in closing costs in 2024 — near the Maryland median of $7,916. The county saw 897 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, ABERDEEN PROVING GROUND FEDERAL CREDIT UNION offered the lowest median costs at $3,938, which is $2,657 less than the county median.
Homebuyers in Cecil County County who chose ABERDEEN PROVING GROUND FEDERAL CREDIT UNION paid $4,029 less in closing costs than the county median.
County Median Costs
$7,967
+0.6% vs Maryland ($7,916)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,660
Purchase Originations
897
vs Maryland Median
0.6% above
$51
vs National Median
18.2% above
$1,226
Lender rankings in Cecil County County
15 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,938 | 5.750% | $1,125 | 32 | −$2,657 | |
| 2 | $4,983 | 5.990% | $1,164 | 12 | −$1,612 | |
| 3 | $5,170 | 7.000% | $1,949 | 11 | −$1,426 | |
| 4 | $5,825 | 6.750% | $3,068 | 29 | −$770 | |
| 5 | $5,860 | 6.500% | $2,851 | 10 | −$735 | |
| 6 | $5,864 | 7.000% | $3,317 | 10 | −$731 | |
| 7 | $5,923 | 7.125% | $2,195 | 12 | −$672 | |
| 8 | $6,335 | 6.625% | $3,937 | 84 | −$260 | |
| 9 | $6,466 | 6.750% | $3,144 | 12 | −$129 | |
| 10 | $6,570 | 6.688% | $2,902 | 12 | −$25 | |
| 11 | $8,462 | 6.495% | $5,228 | 22 | +$1,867 | |
| 12 | $8,828 | 7.058% | $6,143 | 14 | +$2,233 | |
| 13 | $8,859 | 6.625% | $5,895 | 17 | +$2,264 | |
| 14 | $9,505 | 6.933% | $5,692 | 24 | +$2,910 |
Includes lenders with 10+ purchase originations in Cecil County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Maryland → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.