Homebuyers in Cecil County County who chose MORTGAGE RESEARCH CENTER, LLC paid $4,964 less in closing costs than the county median.
County Median Costs
$7,646
−2.2% vs Maryland ($7,815)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$2,461
Purchase Originations
892
Denial Rate
7.7%
vs Maryland avg (6.3%)
vs Maryland Median
2.2% below
$-169
vs National Median
14.5% above
$966
14 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,316 | 5.625% | $1,125 | 18 | −$1,499 | |
| 2 | $4,669 | 5.990% | $0 | 11 | −$1,146 | |
| 3 | $5,467 | 6.625% | $2,308 | 115 | −$348 | |
| 4 | $5,517 | 6.875% | $2,099 | 14 | −$298 | |
| 5 | $6,100 | 6.875% | $3,033 | 12 | +$285 | |
| 6 | $6,267 | 6.625% | $3,112 | 15 | +$452 | |
| 7 | $6,330 | 6.625% | $3,212 | 28 | +$515 | |
| 8 | $6,848 | 6.624% | $3,372 | 21 | +$1,033 | |
| 9 | $7,091 | 6.688% | $3,099 | 16 | +$1,276 | |
| 10 | $7,508 | 6.611% | $4,120 | 10 | +$1,693 | |
| 11 | $8,217 | 6.750% | $5,004 | 16 | +$2,402 | |
| 12 | $8,637 | 6.625% | $4,627 | 12 | +$2,822 | |
| 13 | $9,856 | 6.500% | $5,973 | 19 | +$4,041 |
Includes lenders with 10+ purchase originations in Cecil County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Maryland → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.