KEYSTONE FUNDING, INC. closing costs and rates (2024)
In 2024, KEYSTONE FUNDING, INC. originated 2,278 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $10,116. That ranks #200 nationally by origination volume. For total closing costs among lenders with 500+ originations, KEYSTONE FUNDING, INC. ranks #551. That is $3,375 above the national median of $6,741. KEYSTONE FUNDING, INC. is most active in Pennsylvania with 493 originations there.
Purchase Originations
2,278
Ranked #200 nationally
Median Total Costs
$10,116
+50.1% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$4,202
Median Lender Credits
$3,628
Cost Rank (500+ vol.)
#551
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,379 | 6.625% | $8,212 | $4,858 |
| fha | 643 | 6.250% | $13,654 | $4,013 |
| va | 220 | 6.250% | $10,360 | $2,541 |
| usda | 36 | 6.125% | $8,597 | $3,247 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Pennsylvania | 493 | 6.625% | $10,374 | #43 |
| Delaware | 393 | 6.250% | $11,164 | #4 |
| Colorado | 242 | 6.500% | $6,072 | #65 |
| Florida | 233 | 6.625% | $11,778 | #152 |
| New Jersey | 140 | 6.625% | $13,307 | #89 |
| Massachusetts | 139 | 6.625% | $7,242 | #73 |
| New Hampshire | 138 | 6.875% | $4,578 | #18 |
| Maryland | 111 | 6.625% | $9,835 | #95 |
| North Carolina | 85 | 6.375% | $9,030 | #159 |
| Georgia | 45 | 6.500% | $11,569 | — |
| Virginia | 43 | 6.625% | $10,034 | — |
| Texas | 36 | 6.312% | $14,138 | — |
| Alabama | 30 | 6.625% | $7,394 | — |
| Arizona | 27 | 6.625% | $7,744 | — |
| Oregon | 26 | 6.812% | $7,700 | — |
| Maine | 22 | 6.625% | $5,632 | — |
| California | 21 | 6.250% | $14,398 | — |
| Washington | 20 | 6.688% | $9,295 | — |
| South Carolina | 16 | 6.312% | $8,215 | — |
| Connecticut | 10 | 6.250% | $11,753 | — |
| Rhode Island | 4 | 6.808% | $11,078 | — |
| District of Columbia | 2 | 6.875% | $11,225 | — |
| Tennessee | 1 | 6.000% | $7,592 | — |
| West Virginia | 1 | 6.625% | $9,886 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,320 | 6.625% | — | 24 | −$6,796 | |
| 2 | $4,263 | 6.250% | — | 23 | −$5,853 | |
| 3 | $4,406 | 6.875% | — | 55 | −$5,710 | |
| 4 | $4,773 | 6.625% | — | 24 | −$5,343 | |
| 5 | $4,821 | 6.750% | — | 23 | −$5,295 | |
| 6 | $5,219 | 6.812% | — | 32 | −$4,897 | |
| 7 | $5,560 | 6.625% | — | 41 | −$4,556 | |
| 8 | $6,540 | 6.375% | — | 43 | −$3,576 | |
| 9 | $6,850 | 6.375% | — | 28 | −$3,266 | |
| 10 | $9,321 | 6.250% | — | 40 | −$795 | |
| 11 | $10,435 | 6.625% | — | 86 | +$319 | |
| 12 | $10,709 | 6.688% | — | 62 | +$593 | |
| 13 | $10,730 | 6.500% | — | 142 | +$614 | |
| 14 | $10,962 | 6.625% | — | 110 | +$846 | |
| 15 | $11,042 | 6.500% | — | 65 | +$926 | |
| 16 | $11,189 | 6.375% | — | 77 | +$1,073 | |
| 17 | $11,577 | 6.250% | — | 26 | +$1,461 | |
| 18 | $11,665 | 6.250% | — | 174 | +$1,549 | |
| 19 | $12,182 | 6.625% | — | 33 | +$2,066 | |
| 20 | $12,599 | 6.500% | — | 52 | +$2,483 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.