PIKE CREEK MORTGAGE SERVICES, INC. closing costs and rates (2024)
In 2024, PIKE CREEK MORTGAGE SERVICES, INC. originated 984 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $8,842. That ranks #379 nationally by origination volume. For total closing costs among lenders with 500+ originations, PIKE CREEK MORTGAGE SERVICES, INC. ranks #495. That is $2,101 above the national median of $6,741. PIKE CREEK MORTGAGE SERVICES, INC. is most active in Delaware with 792 originations there.
Purchase Originations
984
Ranked #379 nationally
Median Total Costs
$8,842
+31.2% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$3,110
Median Lender Credits
$80
Cost Rank (500+ vol.)
#495
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 650 | 6.625% | $6,652 | $3,320 |
| fha | 284 | 6.000% | $11,671 | $2,949 |
| va | 46 | 6.062% | $12,664 | $3,575 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Delaware | 792 | 6.490% | $8,563 | #1 |
| Pennsylvania | 111 | 6.625% | $9,370 | #152 |
| Maryland | 50 | 6.312% | $10,051 | #131 |
| New Jersey | 13 | 6.625% | $7,538 | — |
| VI | 6 | 7.625% | $11,117 | — |
| Florida | 4 | 6.625% | $8,675 | — |
| Virginia | 3 | 6.990% | $11,155 | — |
| Alabama | 2 | 6.870% | $3,995 | — |
| South Carolina | 1 | 7.125% | $6,652 | — |
| Tennessee | 1 | 7.500% | $8,915 | — |
| Texas | 1 | 5.750% | $16,208 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,995 | 6.870% | — | 2 | −$4,847 | |
| 2 | $5,795 | 6.438% | — | 2 | −$3,047 | |
| 3 | $5,827 | 6.370% | — | 2 | −$3,015 | |
| 4 | $5,940 | 6.625% | — | 6 | −$2,902 | |
| 5 | $6,367 | 6.375% | — | 2 | −$2,475 | |
| 6 | $6,901 | 6.750% | — | 2 | −$1,941 | |
| 7 | $7,860 | 6.500% | — | 575 | −$982 | |
| 8 | $7,989 | 6.562% | — | 68 | −$853 | |
| 9 | $8,155 | 6.750% | — | 2 | −$687 | |
| 10 | $8,382 | 6.312% | — | 2 | −$460 | |
| 11 | $8,460 | 6.625% | — | 21 | −$382 | |
| 12 | $9,404 | 6.625% | — | 4 | +$562 | |
| 13 | $9,765 | 6.625% | — | 9 | +$923 | |
| 14 | $10,126 | 6.375% | — | 7 | +$1,284 | |
| 15 | $10,130 | 6.312% | — | 38 | +$1,288 | |
| 16 | $10,464 | 6.250% | — | 149 | +$1,622 | |
| 17 | $10,497 | 6.625% | — | 66 | +$1,655 | |
| 18 | $11,117 | 7.625% | — | 6 | +$2,275 | |
| 19 | $13,654 | 6.688% | — | 4 | +$4,812 | |
| 20 | $21,943 | 5.938% | — | 2 | +$13,101 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.