Homebuyers in Queen Anne's County County who chose NAVY FEDERAL CREDIT UNION paid $3,518 less in closing costs than the county median.
County Median Costs
$7,427
−5.0% vs Maryland ($7,815)
Median Rate
6.490%
+0.0% vs national (6.490%)
Median Origination
$2,437
Purchase Originations
680
Denial Rate
3.2%
vs Maryland avg (6.3%)
vs Maryland Median
5.0% below
$-388
vs National Median
11.2% above
$747
9 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,909 | 6.125% | $0 | 10 | −$2,337 | |
| 2 | $5,492 | 6.188% | $1,643 | 10 | −$754 | |
| 3 | $5,718 | 6.688% | $2,213 | 14 | −$528 | |
| 4 | $5,785 | 6.875% | $1,700 | 93 | −$461 | |
| 5 | $6,485 | 6.688% | $2,321 | 20 | +$239 | |
| 6 | $6,536 | 6.125% | $2,763 | 26 | +$290 | |
| 7 | $7,089 | 6.625% | $2,124 | 30 | +$843 | |
| 8 | $9,022 | 6.490% | $6,290 | 45 | +$2,776 | |
| 9 | $9,495 | 6.500% | $6,101 | 27 | +$3,249 |
Includes lenders with 10+ purchase originations in Queen Anne's County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Maryland → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.