NVR Mortgage Finance, Inc. closing costs and rates (2024)
In 2024, NVR Mortgage Finance, Inc. originated 10,907 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $9,556. That ranks #38 nationally by origination volume. For total closing costs among lenders with 500+ originations, NVR Mortgage Finance, Inc. ranks #530. That is $2,815 above the national median of $6,741. NVR Mortgage Finance, Inc. is most active in Virginia with 1,694 originations there.
Purchase Originations
10,907
Ranked #38 nationally
Median Total Costs
$9,556
+41.8% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$3,762
Median Lender Credits
$57
Cost Rank (500+ vol.)
#530
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 6,104 | 6.625% | $6,943 | $3,526 |
| fha | 3,780 | 6.125% | $14,238 | $4,927 |
| va | 955 | 5.990% | $8,484 | $1,812 |
| usda | 68 | 5.875% | $10,416 | $5,060 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Virginia | 1,694 | 6.375% | $10,021 | #11 |
| Maryland | 1,381 | 6.375% | $12,309 | #5 |
| North Carolina | 1,368 | 6.250% | $9,769 | #19 |
| Ohio | 1,213 | 6.375% | $8,176 | #19 |
| Pennsylvania | 1,143 | 6.375% | $8,627 | #16 |
| Florida | 812 | 6.125% | $8,976 | #58 |
| South Carolina | 811 | 6.250% | $9,299 | #19 |
| Delaware | 610 | 6.750% | $8,726 | #2 |
| New Jersey | 462 | 6.500% | $10,454 | #32 |
| Tennessee | 388 | 6.125% | $10,383 | #40 |
| Indiana | 281 | 6.250% | $9,584 | #62 |
| Illinois | 246 | 6.375% | $6,863 | #83 |
| West Virginia | 187 | 6.490% | $9,537 | #17 |
| New York | 166 | 6.250% | $12,772 | #93 |
| Georgia | 131 | 5.990% | $11,479 | #125 |
| District of Columbia | 11 | 6.625% | $20,674 | — |
| Kentucky | 3 | 6.625% | $9,662 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,624 | 6.500% | — | 180 | −$2,932 | |
| 2 | $7,651 | 6.625% | — | 207 | −$1,905 | |
| 3 | $7,684 | 6.625% | — | 135 | −$1,872 | |
| 4 | $7,940 | 6.500% | — | 179 | −$1,616 | |
| 5 | $8,028 | 6.990% | — | 145 | −$1,528 | |
| 6 | $8,148 | 5.990% | — | 128 | −$1,408 | |
| 7 | $8,220 | 6.375% | — | 137 | −$1,336 | |
| 8 | $8,315 | 6.625% | — | 404 | −$1,241 | |
| 9 | $8,913 | 6.750% | — | 196 | −$643 | |
| 10 | $9,012 | 6.750% | — | 141 | −$544 | |
| 11 | $9,219 | 6.625% | — | 238 | −$337 | |
| 12 | $9,239 | 6.125% | — | 286 | −$317 | |
| 13 | $9,556 | 6.433% | — | 160 | +$0 | |
| 14 | $9,877 | 6.250% | — | 261 | +$321 | |
| 15 | $9,885 | 6.250% | — | 246 | +$329 | |
| 16 | $10,011 | 6.250% | — | 230 | +$455 | |
| 17 | $10,115 | 6.250% | — | 359 | +$559 | |
| 18 | $11,849 | 6.500% | — | 165 | +$2,293 | |
| 19 | $12,436 | 6.250% | — | 193 | +$2,880 | |
| 20 | $15,541 | 6.250% | — | 422 | +$5,985 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.