Lowest closing cost mortgage lenders in Charles County County, Maryland
In Charles County, Maryland, homebuyers paid a median of $11,097 in closing costs in 2024 — above the Maryland median of $7,916. The county saw 2,442 purchase mortgages at a median rate of 6.49%. Among lenders with 10+ originations, Bank of America, National Association offered the lowest median costs at $3,007, which is $4,486 less than the county median.
Homebuyers in Charles County County who chose Bank of America, National Association paid $8,090 less in closing costs than the county median.
County Median Costs
$11,097
+40.2% vs Maryland ($7,916)
Median Rate
6.490%
−2.0% vs national (6.620%)
Median Origination
$2,616
Purchase Originations
2,442
vs Maryland Median
40.2% above
$3,181
vs National Median
64.6% above
$4,356
Lender rankings in Charles County County
33 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,007 | 5.875% | $1,545 | 26 | −$4,486 | |
| 2 | $3,661 | 6.625% | $1,358 | 25 | −$3,832 | |
| 3 | $3,931 | 5.875% | $0 | 12 | −$3,562 | |
| 4 | $4,740 | 6.375% | $1,360 | 11 | −$2,753 | |
| 5 | $5,019 | 6.490% | $1,985 | 33 | −$2,474 | |
| 6 | $5,234 | 6.500% | $1,210 | 43 | −$2,259 | |
| 7 | $5,449 | 6.250% | $1,818 | 19 | −$2,044 | |
| 8 | $5,696 | 6.750% | $2,588 | 12 | −$1,797 | |
| 9 | $5,791 | 6.500% | $2,561 | 17 | −$1,702 | |
| 10 | $5,793 | 6.990% | $1,620 | 13 | −$1,700 | |
| 11 | $6,302 | 6.375% | $2,791 | 16 | −$1,191 | |
| 12 | $7,350 | 6.625% | $3,820 | 11 | −$143 | |
| 13 | $7,519 | 6.750% | $3,898 | 13 | +$26 | |
| 14 | $7,736 | 6.812% | $2,811 | 18 | +$243 | |
| 15 | $8,115 | 6.990% | $4,626 | 13 | +$622 | |
| 16 | $8,276 | 6.490% | $3,930 | 13 | +$783 | |
| 17 | $8,785 | 6.748% | $5,778 | 48 | +$1,292 | |
| 18 | $8,817 | 6.990% | $5,345 | 19 | +$1,324 | |
| 19 | $8,884 | 6.870% | $5,393 | 18 | +$1,391 | |
| 20 | $8,946 | 6.125% | $5,036 | 121 | +$1,453 | |
| 21 | $10,108 | 6.998% | $6,699 | 46 | +$2,615 | |
| 22 | $10,773 | 6.875% | $6,880 | 11 | +$3,280 | |
| 23 | $10,887 | 6.500% | $6,386 | 31 | +$3,394 |
Includes lenders with 10+ purchase originations in Charles County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Maryland → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.