First National Bank of Pennsylvania closing costs and rates (2024)
In 2024, First National Bank of Pennsylvania originated 5,035 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $5,392. That ranks #98 nationally by origination volume. For total closing costs among lenders with 500+ originations, First National Bank of Pennsylvania ranks #234. That is $1,349 below the national median of $6,741. First National Bank of Pennsylvania is most active in Pennsylvania with 1,419 originations there.
Purchase Originations
5,035
Ranked #98 nationally
Median Total Costs
$5,392
−20.0% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,185
Median Lender Credits
$533
Cost Rank (500+ vol.)
#234
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 4,799 | 6.625% | $5,309 | $1,185 |
| fha | 142 | 6.250% | $8,756 | $1,060 |
| va | 79 | 6.250% | $5,956 | $252 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Pennsylvania | 1,419 | 6.625% | $5,424 | #13 |
| North Carolina | 1,348 | 6.625% | $5,559 | #20 |
| Maryland | 496 | 6.625% | $6,080 | #31 |
| Ohio | 473 | 6.625% | $4,532 | #50 |
| Virginia | 457 | 6.500% | $4,932 | #47 |
| South Carolina | 333 | 6.500% | $5,012 | #47 |
| Florida | 175 | 6.500% | $7,336 | #183 |
| West Virginia | 71 | 6.625% | $4,413 | #41 |
| Georgia | 68 | 6.625% | $5,368 | #170 |
| New Jersey | 45 | 6.625% | $7,329 | — |
| Tennessee | 42 | 6.500% | $4,572 | — |
| Delaware | 41 | 6.750% | $7,272 | — |
| District of Columbia | 33 | 6.625% | $7,600 | — |
| New York | 32 | 6.812% | $5,684 | — |
| Indiana | 1 | 7.375% | $11,206 | — |
| Kentucky | 1 | 6.625% | $2,970 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,824 | 6.625% | — | 121 | −$1,568 | |
| 2 | $4,185 | 6.625% | — | 61 | −$1,207 | |
| 3 | $4,187 | 6.750% | — | 60 | −$1,205 | |
| 4 | $4,208 | 6.625% | — | 73 | −$1,184 | |
| 5 | $4,321 | 6.500% | — | 111 | −$1,071 | |
| 6 | $4,373 | 6.625% | — | 160 | −$1,019 | |
| 7 | $4,523 | 6.625% | — | 62 | −$869 | |
| 8 | $4,634 | 6.625% | — | 82 | −$758 | |
| 9 | $5,001 | 6.375% | — | 98 | −$391 | |
| 10 | $5,347 | 6.375% | — | 235 | −$45 | |
| 11 | $5,620 | 6.625% | — | 69 | +$228 | |
| 12 | $5,639 | 6.500% | — | 83 | +$247 | |
| 13 | $5,659 | 6.625% | — | 238 | +$267 | |
| 14 | $5,859 | 6.375% | — | 84 | +$467 | |
| 15 | $5,901 | 6.750% | — | 57 | +$509 | |
| 16 | $6,145 | 6.375% | — | 90 | +$753 | |
| 17 | $6,566 | 6.375% | — | 81 | +$1,174 | |
| 18 | $6,613 | 6.750% | — | 128 | +$1,221 | |
| 19 | $6,722 | 6.625% | — | 69 | +$1,330 | |
| 20 | $8,383 | 6.500% | — | 63 | +$2,991 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.