Lowest closing cost mortgage lenders in Washington County County, Maryland
In Washington County, Maryland, homebuyers paid a median of $8,067 in closing costs in 2024 — near the Maryland median of $7,916. The county saw 1,296 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, NAVY FEDERAL CREDIT UNION offered the lowest median costs at $3,413, which is $3,919 less than the county median.
Homebuyers in Washington County County who chose NAVY FEDERAL CREDIT UNION paid $4,654 less in closing costs than the county median.
County Median Costs
$8,067
+1.9% vs Maryland ($7,916)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,988
Purchase Originations
1,296
vs Maryland Median
1.9% above
$151
vs National Median
19.7% above
$1,326
Lender rankings in Washington County County
22 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,489 | 6.750% | $2,000 | 11 | −$1,611 | |
| 2 | $4,616 | 6.400% | $1,539 | 15 | −$1,484 | |
| 3 | $4,846 | 6.625% | $1,467 | 13 | −$1,254 | |
| 4 | $4,891 | 6.562% | $1,596 | 10 | −$1,209 | |
| 5 | $5,048 | 6.500% | $1,896 | 26 | −$1,052 | |
| 6 | $5,211 | 6.624% | $2,936 | 12 | −$889 | |
| 7 | $5,556 | 6.625% | $3,125 | 34 | −$544 | |
| 8 | $5,620 | 6.625% | $2,738 | 27 | −$480 | |
| 9 | $5,751 | 6.688% | $3,546 | 56 | −$349 | |
| 10 | $5,766 | 6.625% | $3,375 | 20 | −$334 | |
| 11 | $6,633 | 6.562% | $3,322 | 18 | +$533 | |
| 12 | $6,708 | 6.625% | $4,144 | 17 | +$608 | |
| 13 | $6,764 | 6.875% | $3,645 | 17 | +$664 | |
| 14 | $6,841 | 6.250% | $3,592 | 14 | +$741 | |
| 15 | $6,864 | 6.625% | $3,840 | 13 | +$764 | |
| 16 | $7,229 | 6.624% | $4,824 | 36 | +$1,129 | |
| 17 | $7,331 | 6.575% | $4,295 | 17 | +$1,231 | |
| 18 | $7,474 | 6.990% | $4,591 | 42 | +$1,374 | |
| 19 | $8,689 | 6.938% | $5,182 | 16 | +$2,589 | |
| 20 | $9,570 | 6.125% | $6,378 | 13 | +$3,470 | |
| 21 | $15,210 | 6.500% | $11,552 | 11 | +$9,110 |
Includes lenders with 10+ purchase originations in Washington County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Maryland → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.