Homebuyers in Washington County County who chose NAVY FEDERAL CREDIT UNION paid $4,977 less in closing costs than the county median.
County Median Costs
$8,104
+3.7% vs Maryland ($7,815)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$2,492
Purchase Originations
1,216
Denial Rate
7.4%
vs Maryland avg (6.3%)
vs Maryland Median
3.7% above
$289
vs National Median
21.3% above
$1,424
23 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,127 | 6.875% | $0 | 19 | −$2,713 | |
| 2 | $3,374 | 5.500% | $210 | 11 | −$2,466 | |
| 3 | $4,385 | 6.112% | $1,283 | 16 | −$1,455 | |
| 4 | $4,683 | 6.438% | $1,532 | 14 | −$1,157 | |
| 5 | $5,151 | 6.562% | $1,575 | 10 | −$689 | |
| 6 | $5,291 | 6.750% | $2,392 | 15 | −$549 | |
| 7 | $5,750 | 6.438% | $2,720 | 20 | −$90 | |
| 8 | $6,142 | 6.875% | $2,755 | 18 | +$302 | |
| 9 | $6,175 | 6.500% | $3,589 | 43 | +$335 | |
| 10 | $6,337 | 6.750% | $3,776 | 27 | +$497 | |
| 11 | $6,371 | 6.625% | $3,698 | 10 | +$531 | |
| 12 | $6,423 | 6.875% | $3,274 | 19 | +$583 | |
| 13 | $6,453 | 6.550% | $2,920 | 15 | +$613 | |
| 14 | $6,478 | 6.750% | $3,117 | 20 | +$638 | |
| 15 | $6,669 | 6.750% | $3,805 | 21 | +$829 | |
| 16 | $6,839 | 6.375% | $3,771 | 10 | +$999 | |
| 17 | $7,113 | 6.875% | $4,150 | 19 | +$1,273 | |
| 18 | $7,327 | 6.875% | $4,131 | 12 | +$1,487 | |
| 19 | $8,105 | 6.375% | $3,825 | 17 | +$2,265 | |
| 20 | $8,663 | 6.540% | $5,861 | 33 | +$2,823 |
Includes lenders with 10+ purchase originations in Washington County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Maryland → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.