MILLENNIUM FINANCIAL GROUP, INC. closing costs and rates (2024)
In 2024, MILLENNIUM FINANCIAL GROUP, INC. originated 174 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $5,568. That is $1,173 below the national median of $6,741. MILLENNIUM FINANCIAL GROUP, INC. is most active in Maryland with 124 originations there.
Purchase Originations
174
Median Total Costs
$5,568
−17.4% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,690
Median Lender Credits
$138
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 110 | 6.625% | $4,928 | $1,857 |
| fha | 50 | 6.750% | $8,194 | $1,445 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Maryland | 124 | 6.562% | $5,578 | #90 |
| West Virginia | 27 | 6.500% | $5,053 | — |
| Pennsylvania | 16 | 6.625% | $5,606 | — |
| North Carolina | 3 | 6.875% | $6,573 | — |
| Virginia | 2 | 6.438% | $14,208 | — |
| Georgia | 1 | 6.875% | $4,470 | — |
| South Carolina | 1 | 6.625% | $7,495 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,697 | 6.500% | — | 3 | −$1,871 | |
| 2 | $3,704 | 7.062% | — | 2 | −$1,864 | |
| 3 | $3,910 | 6.875% | — | 1 | −$1,658 | |
| 4 | $4,130 | 6.062% | — | 2 | −$1,438 | |
| 5 | $4,470 | 6.875% | — | 1 | −$1,098 | |
| 6 | $4,529 | 6.750% | — | 2 | −$1,039 | |
| 7 | $4,979 | 6.500% | — | 10 | −$589 | |
| 8 | $5,225 | 6.500% | — | 30 | −$343 | |
| 9 | $5,280 | 6.875% | — | 3 | −$288 | |
| 10 | $5,304 | 6.625% | — | 29 | −$264 | |
| 11 | $5,392 | 6.375% | — | 31 | −$176 | |
| 12 | $5,411 | 6.625% | — | 12 | −$157 | |
| 13 | $6,502 | 6.750% | — | 7 | +$934 | |
| 14 | $6,573 | 6.250% | — | 1 | +$1,005 | |
| 15 | $6,732 | 6.188% | — | 2 | +$1,164 | |
| 16 | $7,313 | 6.375% | — | 7 | +$1,745 | |
| 17 | $8,046 | 7.000% | — | 1 | +$2,478 | |
| 18 | $9,665 | 7.250% | — | 2 | +$4,097 | |
| 19 | $10,620 | 6.875% | — | 13 | +$5,052 | |
| 20 | $10,920 | 6.875% | — | 6 | +$5,352 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.