Atlantic Coast Mortgage, LLC closing costs and rates (2024)
In 2024, Atlantic Coast Mortgage, LLC originated 3,520 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $7,111. That ranks #134 nationally by origination volume. For total closing costs among lenders with 500+ originations, Atlantic Coast Mortgage, LLC ranks #375. That is $370 above the national median of $6,741. Atlantic Coast Mortgage, LLC is most active in Virginia with 2,239 originations there.
Purchase Originations
3,520
Ranked #134 nationally
Median Total Costs
$7,111
+5.5% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$2,504
Median Lender Credits
$570
Cost Rank (500+ vol.)
#375
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 2,387 | 6.625% | $5,800 | $2,397 |
| va | 673 | 6.250% | $11,116 | $2,367 |
| fha | 439 | 6.500% | $12,721 | $3,307 |
| usda | 21 | 6.375% | $8,554 | $2,266 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Virginia | 2,239 | 6.625% | $7,085 | #7 |
| Maryland | 416 | 6.625% | $7,234 | #40 |
| North Carolina | 316 | 6.625% | $6,974 | #73 |
| South Carolina | 210 | 6.625% | $7,938 | #71 |
| West Virginia | 128 | 6.625% | $6,725 | #28 |
| District of Columbia | 110 | 6.625% | $7,040 | #9 |
| Florida | 31 | 6.500% | $7,238 | — |
| Pennsylvania | 15 | 6.625% | $7,309 | — |
| Delaware | 9 | 6.625% | $5,299 | — |
| Texas | 8 | 6.250% | $9,673 | — |
| Georgia | 7 | 6.875% | $7,557 | — |
| Oklahoma | 7 | 6.625% | $7,812 | — |
| Alabama | 5 | 6.000% | $10,551 | — |
| Tennessee | 5 | 6.875% | $6,666 | — |
| Arizona | 3 | 6.750% | $9,294 | — |
| Ohio | 3 | 6.625% | $6,796 | — |
| Colorado | 2 | 6.250% | $6,798 | — |
| Michigan | 2 | 6.375% | $5,403 | — |
| Connecticut | 1 | 5.750% | $7,263 | — |
| Louisiana | 1 | 6.750% | $8,794 | — |
| Massachusetts | 1 | 6.125% | $5,326 | — |
| Wisconsin | 1 | 6.875% | $3,198 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,294 | 6.500% | — | 55 | −$1,817 | |
| 2 | $5,629 | 6.625% | — | 60 | −$1,482 | |
| 3 | $5,630 | 6.625% | — | 47 | −$1,481 | |
| 4 | $5,780 | 6.500% | — | 55 | −$1,331 | |
| 5 | $6,121 | 6.625% | — | 388 | −$990 | |
| 6 | $6,476 | 6.625% | — | 69 | −$635 | |
| 7 | $6,528 | 6.625% | — | 132 | −$583 | |
| 8 | $6,529 | 6.625% | — | 61 | −$582 | |
| 9 | $7,040 | 6.625% | — | 110 | −$71 | |
| 10 | $7,042 | 6.625% | — | 315 | −$69 | |
| 11 | $7,096 | 6.495% | — | 62 | −$15 | |
| 12 | $7,177 | 6.625% | — | 54 | +$66 | |
| 13 | $7,662 | 6.500% | — | 166 | +$551 | |
| 14 | $7,804 | 6.625% | — | 47 | +$693 | |
| 15 | $7,938 | 6.625% | — | 76 | +$827 | |
| 16 | $8,108 | 6.500% | — | 85 | +$997 | |
| 17 | $9,352 | 6.500% | — | 95 | +$2,241 | |
| 18 | $9,439 | 6.500% | — | 74 | +$2,328 | |
| 19 | $10,104 | 6.500% | — | 115 | +$2,993 | |
| 20 | $10,886 | 6.625% | — | 49 | +$3,775 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.