Pinnacle Bank closing costs and rates (2024)
In 2024, Pinnacle Bank originated 970 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $2,839. That ranks #381 nationally by origination volume. For total closing costs among lenders with 500+ originations, Pinnacle Bank ranks #41. That is $3,902 below the national median of $6,741. Pinnacle Bank is most active in Nebraska with 894 originations there.
Purchase Originations
970
Ranked #381 nationally
Median Total Costs
$2,839
−57.9% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,245
Median Lender Credits
$59
Cost Rank (500+ vol.)
#41
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 796 | 6.625% | $2,706 | $1,245 |
| fha | 109 | 6.125% | $7,119 | $1,245 |
| va | 46 | 6.000% | $3,511 | $1,245 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Nebraska | 894 | 6.500% | $2,820 | #4 |
| Missouri | 37 | 6.625% | $3,023 | — |
| Kansas | 14 | 7.275% | $1,345 | — |
| Iowa | 6 | 6.375% | $3,221 | — |
| Colorado | 5 | 6.990% | $3,324 | — |
| Oklahoma | 3 | 6.875% | $4,378 | — |
| Arkansas | 2 | 6.058% | $2,806 | — |
| Arizona | 2 | 6.558% | $4,739 | — |
| Texas | 2 | 5.688% | $8,405 | — |
| Alabama | 1 | 7.000% | $3,075 | — |
| South Dakota | 1 | 7.650% | $1,347 | — |
| Tennessee | 1 | 6.625% | $3,968 | — |
| Utah | 1 | 6.125% | $14,985 | — |
| Wyoming | 1 | 5.750% | $7,426 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,217 | 7.450% | — | 9 | −$1,622 | |
| 2 | $1,245 | 7.662% | — | 10 | −$1,594 | |
| 3 | $1,274 | 7.500% | — | 16 | −$1,565 | |
| 4 | $2,334 | 7.300% | — | 15 | −$505 | |
| 5 | $2,373 | 6.875% | — | 12 | −$466 | |
| 6 | $2,654 | 6.490% | — | 156 | −$185 | |
| 7 | $2,677 | 6.750% | — | 43 | −$162 | |
| 8 | $2,729 | 6.500% | — | 59 | −$110 | |
| 9 | $2,814 | 6.438% | — | 28 | −$25 | |
| 10 | $2,849 | 6.500% | — | 79 | +$10 | |
| 11 | $2,887 | 6.500% | — | 102 | +$48 | |
| 12 | $2,975 | 6.375% | — | 99 | +$136 | |
| 13 | $2,979 | 6.750% | — | 20 | +$140 | |
| 14 | $2,995 | 6.500% | — | 11 | +$156 | |
| 15 | $3,000 | 6.312% | — | 28 | +$161 | |
| 16 | $3,091 | 6.500% | — | 41 | +$252 | |
| 17 | $3,096 | 6.312% | — | 16 | +$257 | |
| 18 | $3,145 | 7.060% | — | 12 | +$306 | |
| 19 | $3,147 | 6.625% | — | 14 | +$308 | |
| 20 | $3,333 | 6.750% | — | 17 | +$494 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.