NORTHPOINT MORTGAGE, INC. closing costs and rates (2024)
In 2024, NORTHPOINT MORTGAGE, INC. originated 993 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $6,869. That ranks #375 nationally by origination volume. For total closing costs among lenders with 500+ originations, NORTHPOINT MORTGAGE, INC. ranks #359. That is $128 above the national median of $6,741. NORTHPOINT MORTGAGE, INC. is most active in Massachusetts with 270 originations there.
Purchase Originations
993
Ranked #375 nationally
Median Total Costs
$6,869
+1.9% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$2,159
Median Lender Credits
$390
Cost Rank (500+ vol.)
#359
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 678 | 6.750% | $5,453 | $2,190 |
| fha | 221 | 6.250% | $12,229 | $2,509 |
| va | 78 | 6.250% | $7,552 | $1,895 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Massachusetts | 270 | 6.625% | $7,432 | #41 |
| Maine | 240 | 6.625% | $5,901 | #10 |
| Florida | 190 | 6.625% | $7,229 | #174 |
| New Hampshire | 146 | 6.625% | $5,751 | #15 |
| Connecticut | 98 | 6.625% | $5,618 | #54 |
| Rhode Island | 27 | 6.875% | $7,576 | — |
| Maryland | 11 | 6.250% | $9,446 | — |
| South Carolina | 5 | 6.625% | $6,991 | — |
| North Carolina | 3 | 6.625% | $5,400 | — |
| Georgia | 1 | 6.750% | $37,466 | — |
| New Jersey | 1 | 6.250% | $6,557 | — |
| Virginia | 1 | 6.490% | $7,090 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,753 | 6.624% | — | 24 | −$2,116 | |
| 2 | $4,790 | 6.875% | — | 60 | −$2,079 | |
| 3 | $5,252 | 6.625% | — | 65 | −$1,617 | |
| 4 | $5,400 | 6.688% | — | 64 | −$1,469 | |
| 5 | $5,799 | 6.625% | — | 29 | −$1,070 | |
| 6 | $6,261 | 6.875% | — | 71 | −$608 | |
| 7 | $6,511 | 6.812% | — | 20 | −$358 | |
| 8 | $6,886 | 6.750% | — | 81 | +$17 | |
| 9 | $7,015 | 6.750% | — | 22 | +$146 | |
| 10 | $7,095 | 6.625% | — | 64 | +$226 | |
| 11 | $7,192 | 6.375% | — | 29 | +$323 | |
| 12 | $7,440 | 6.562% | — | 28 | +$571 | |
| 13 | $7,618 | 6.562% | — | 20 | +$749 | |
| 14 | $7,642 | 6.625% | — | 55 | +$773 | |
| 15 | $8,343 | 6.625% | — | 13 | +$1,474 | |
| 16 | $8,387 | 6.625% | — | 92 | +$1,518 | |
| 17 | $8,432 | 6.625% | — | 26 | +$1,563 | |
| 18 | $8,936 | 7.062% | — | 12 | +$2,067 | |
| 19 | $9,031 | 6.500% | — | 16 | +$2,162 | |
| 20 | $9,677 | 6.750% | — | 13 | +$2,808 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.