Purchase Originations
2,300
Ranked #198 nationally
Median Total Costs
$8,195
+22.7% vs national ($6,680)
↓ $501 vs prior year
Median Rate
6.490%
+0.0% vs national (6.490%)
↓ 0.010% vs prior year
Median Origination
$2,638
Median Lender Credits
$497
Cost Rank (500+ vol.)
#454
among lenders with 500+ originations
Denial Rate
2.2%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,219 | 6.624% | $6,032 | $2,367 |
| fha | 771 | 6.375% | $11,012 | $3,117 |
| va | 263 | 6.250% | $7,564 | $1,703 |
| usda | 47 | 6.375% | $7,898 | $2,814 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Tennessee | 819 | 6.490% | $8,457 | #20 |
| North Carolina | 793 | 6.500% | $7,944 | #34 |
| Texas | 298 | 6.500% | $8,771 | #159 |
| South Carolina | 94 | 6.490% | $6,488 | #123 |
| Virginia | 88 | 6.500% | $9,001 | #138 |
| Florida | 42 | 6.562% | $8,558 | — |
| Alabama | 33 | 6.490% | $7,719 | — |
| Minnesota | 23 | 6.490% | $6,451 | — |
| Georgia | 14 | 6.438% | $8,625 | — |
| Kansas | 10 | 6.250% | $8,452 | — |
| California | 8 | 6.495% | $7,461 | — |
| Massachusetts | 7 | 6.750% | $12,654 | — |
| Michigan | 7 | 6.375% | $4,360 | — |
| Connecticut | 5 | 6.990% | $6,396 | — |
| Mississippi | 5 | 6.990% | $9,056 | — |
| Rhode Island | 5 | 6.624% | $6,735 | — |
| Illinois | 4 | 6.750% | $11,332 | — |
| Kentucky | 4 | 5.812% | $14,454 | — |
| Maryland | 4 | 6.438% | $9,967 | — |
| Nevada | 4 | 6.687% | $7,816 | — |
| Oklahoma | 4 | 6.188% | $7,329 | — |
| Colorado | 3 | 6.125% | $10,439 | — |
| Indiana | 3 | 6.490% | $4,504 | — |
| Ohio | 3 | 5.990% | $12,094 | — |
| District of Columbia | 2 | 6.438% | $12,903 | — |
| Maine | 2 | 6.375% | $6,789 | — |
| New Mexico | 2 | 6.740% | $7,945 | — |
| Pennsylvania | 2 | 7.183% | $9,237 | — |
| West Virginia | 2 | 6.808% | $4,930 | — |
| Arkansas | 1 | 6.750% | $7,403 | — |
| Arizona | 1 | 6.624% | $5,709 | — |
| Delaware | 1 | 6.500% | $5,083 | — |
| Iowa | 1 | 6.750% | $3,702 | — |
| Idaho | 1 | 6.490% | $10,977 | — |
| Missouri | 1 | 5.875% | $11,208 | — |
| New Jersey | 1 | 5.990% | $11,785 | — |
| South Dakota | 1 | 6.490% | $4,337 | — |
| Wisconsin | 1 | 6.990% | $7,046 | — |
| Wyoming | 1 | 6.375% | $12,147 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,345 | 6.750% | — | 25 | −$2,850 | |
| 2 | $5,407 | 6.625% | — | 44 | −$2,788 | |
| 3 | $6,572 | 6.375% | — | 142 | −$1,623 | |
| 4 | $6,665 | 6.750% | — | 37 | −$1,530 | |
| 5 | $6,680 | 6.490% | — | 54 | −$1,515 | |
| 6 | $7,012 | 6.624% | — | 25 | −$1,183 | |
| 7 | $7,357 | 6.375% | — | 102 | −$838 | |
| 8 | $7,384 | 6.625% | — | 41 | −$811 | |
| 9 | $7,844 | 6.624% | — | 26 | −$351 | |
| 10 | $8,213 | 6.625% | — | 39 | +$18 | |
| 11 | $8,424 | 6.375% | — | 39 | +$229 | |
| 12 | $8,512 | 6.624% | — | 42 | +$317 | |
| 13 | $8,689 | 6.562% | — | 30 | +$494 | |
| 14 | $8,757 | 6.375% | — | 53 | +$562 | |
| 15 | $8,914 | 6.500% | — | 43 | +$719 | |
| 16 | $8,949 | 6.250% | — | 28 | +$754 | |
| 17 | $9,037 | 6.490% | — | 220 | +$842 | |
| 18 | $9,480 | 6.250% | — | 43 | +$1,285 | |
| 19 | $9,529 | 6.625% | — | 35 | +$1,334 | |
| 20 | $12,107 | 6.433% | — | 42 | +$3,912 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Primis Mortgage Company | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $305,000 | $335,000 | −$30,000 (−9.0%) |
| Median total closing costs | $8,195 | $7,127 | +$1,068 (+15.0%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.